Which credit unions offer membership without checking credit reports? This question is about Credit Unions

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Which credit unions offer membership without checking credit reports?

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This question is about Credit Unions

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Ramses Delgado, Banking Moderator

@ramses_delgado1 • 06/27/25

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Several credit unions do not require a credit check to open a checking or savings account, as they focus on banking history rather than credit scores for membership eligibility. Some excellent options include Alliant Credit Union, Digital Federal Credit Union (DCU), and PenFed Credit Union.

For the most up-to-date information, please refer to the credit unions’ websites or contact their customer service.

You can check the best checking accounts available for you to make sure that whatever decision you go for really fits your goals.

This answer was first published on 06/27/25. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Which credit unions offer membership without checking credit reports?

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