Curtis Lawrence, Member
@curtis_law
Getting a balance transfer card that offers at least $20,000 as your credit limit is difficult. Plus, the credit limit is established when you get approved, based on things like your income and existing debt, so it's not really something you can easily find out ahead of time. But there are some great options that could reportedly give you a credit limit of $10,000-$20,000+, depending on your overall creditworthiness.
A good example is the Wells Fargo Reflect® Card. It offers an introductory APR of 0% for 21 months from account opening on qualifying balance transfers. The Wells Fargo Reflect® Card has a transfer fee of 5% (min $5) and a regular APR of 17.49%, 23.99%, or 28.24% Variable.
Best Balance Transfer Credit Cards with High Credit Limits
Generally, high limit cards aren't that good for balance transfers, or vice versa. Personally, I think it's better to focus on finding a card that gives you the longest 0% APR period on balance transfers, so you don't end up getting interest charges.
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