Chip Lupo, Credit Card Writer
@CLoop
The best credit card for a 450 credit score is the opensky Plus Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The opensky Plus Credit Card also reports to the credit bureaus on a monthly basis. You’ll have to put down an initial deposit of at least $300 to open the account, but that’s fully refundable.
Best Credit Cards for a 450 Credit Score
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn More
- Custom Rewards: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
- Custom Rewards: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn Moreon issuer's website
- Custom Rewards: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
- Dining Rewards: Bank of America® Customized Cash Rewards Secured Credit CardLearn MoreLearn More
- Dining Rewards: Bank of America® Customized Cash Rewards Secured Credit CardLearn MoreLearn Moreon issuer's website
- Dining Rewards: Bank of America® Customized Cash Rewards Secured Credit CardLearn MoreLearn More
- No Security Deposit: Credit One Bank® NASCAR® Credit CardLearn MoreLearn More
- No Security Deposit: Credit One Bank® NASCAR® Credit CardLearn MoreLearn Moreon issuer's website
- No Security Deposit: Credit One Bank® NASCAR® Credit CardLearn MoreLearn More
- Rates & Fees Partially Secured: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Partially Secured: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Partially Secured: Capital One Platinum Secured Credit CardLearn MoreLearn More
- No Credit Check:
- Custom Rewards:
- Dining Rewards:
- No Security Deposit:
- Partially Secured:
A 450 credit score is considered bad credit. It indicates you’ve had past credit difficulties, which makes lenders see you as a potential risk. That’s why the best credit cards for a 450 credit score are usually secured credit cards. They’re easier to get and much less expensive than unsecured credit cards for bad credit.
If possible, you should opt for a secured credit card with no annual fee and use it responsibly to improve your credit score. You can compare the best secured credit card offers currently available on WalletHub, as well as track your credit score for free.
Popular Credit Cards for Bad Credit from Our Partners
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No Deposit
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No Credit Check
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Rewards
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Partially Secured
People also ask
Can i get a credit card with a a 450 credit score?
Yes, you can get a credit card with a 450 credit score. The best credit card for a 450 score is the opensky® Plus Secured Visa® Credit Card because it does not require a credit check and it has an annual fee of $0. This credit card requires a security deposit of at least $300 to open the account.
Most of the best credit cards for people with a 450 credit score are secured cards. Unsecured cards for people...
read full answer by Adam McCann, Financial WriterHow long does it take to build credit from 400 to 700?
It could take several years to build your credit from 400 to 700. The exact timing depends on which types of negative marks are dragging down your score and the steps you take to improve your credit going forward.
You can use WalletHub’s free credit score simulator to find out how specific actions will affect your score and how long it will take to reach your credit score goal.
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read full answer by Lauren Smith, WalletHub Staff WriterHow can I get a credit card with bad credit?
You can get a credit card with bad credit by applying for a secured credit card or an unsecured credit card for bad credit. Secured cards have lenient credit score requirements, making them accessible even if you have bad credit, but you will have to place a refundable security deposit that will become your credit limit.
Some secured credit cards don’t even check an applicant’s credit history, which means there’s no hard pull to hurt your credit score further. Plus, past mistakes...
read full answer by John S Kiernan, Managing EditorDid we answer your question?
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