Evelyn Boros, Credit Cards Moderator
@evelyn_boros
The Academy Credit Card’s starting credit limit can be as low as $100. But yours can be more, depending on your creditworthiness. The issuer will take more factors into consideration when deciding your credit limit, such as your:
- Credit score
- Income
- Debts
And if you always pay your bills on time and stay well below your credit limit, in time you might qualify for a credit limit increase.
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People also ask
How do I apply for the Academy Credit Card?
You can apply for the Academy Credit Card either online or in person at your local Academy store. Keep in mind that in-store applications require you to present a valid government-issued photo ID. At the moment, there is no way to submit an Academy Credit Card application over the phone.
The Academy Credit Card requires a credit score of 640, at a minimum. This means you need fair credit or better to get approved. If you don’t know where you stand, you...
read full answer by WalletHub, Financial CompanyHow can I pay my Academy Credit Card?
You can make an Academy Sports + Outdoors Credit Card payment online, by phone, by mail or through EasyPay. To pay an Academy Credit Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Comenity Capital does allow cardholders to set up automatic payments, too.
Ways to Make an Academy Credit Card Payment
- Online: Log in to your online account and...
What's the Academy Sports Credit Card 0% APR offer?
The Academy Credit Card may offer 0% APR promotions on certain Academy Sports + Outdoors purchases, but it's not guaranteed. It’s important to pay off the entire balance before the promotional rate expires, though. That’s because the regular APR might apply retroactively from the purchase date if any balance remains after the 0% APR period ends. This is called deferred interest, and it can be quite costly.
Keep in mind that even though you don’t pay interest...
read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
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