Maria Adams, Credit Cards Moderator
@m_adams
Yes, the Hilton Credit Card does have travel insurance. The only Hilton Credit Card travel insurance benefit is rental car insurance, which covers damage to a rental vehicle from collision or theft.
To file a Hilton Credit Card travel insurance claim, you'll need to contact the Benefit Administrator. For details on timeframes and coverage limits, check the guide to benefits that came with your Hilton Credit Card.
If you're looking for a credit card with more travel benefits, you can always check out WalletHub's recommendations for the best credit cards for travel insurance and travel rewards.
Insurance benefits disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
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People also ask
Can I use my Hilton Honors Amex card anywhere?
The Hilton Credit Card can be used anywhere American Express credit cards are accepted, and that's pretty much anywhere in the U.S.
The same stands for merchants overseas, but don't expect quite the same level of coverage Visa or Mastercard credit card would offer. Amex cards are accepted by 10.6 million merchants in the U.S. and in over 160 countries, worldwide.
If you plan on using your Hilton Credit Card abroad, or to shop online through international merchants, you’ll also...
read full answer by Peter Fox, WalletHub AnalystHow much are Hilton Honors American Express credit card points worth?
The worth of the Hilton Honors American Express credit card points depends on how you plan on using them. Hilton Honors doesn't use a fixed rewards chart and the value of your Hilton Honors Bonus Points can vary based on:
- What level of hotel you pick
- How long you plan on staying
- Where you want to travel
- When you book your travel
This card comes an initial bonus of 100,000 Hilton Honors Bonus Points for spending $2,000 in purchases in the first 6 months (offer ends 1/14/2026).
read full answer by Alice Kane, WalletHub AnalystWhat credit bureau does Hilton Credit Card use for approval?
The Hilton Credit Card mainly uses Experian to check your credit when you apply, though American Express may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for the card.
Key Things to Know
- The Hilton Credit Card requires good credit or better.
- When you apply, American Express will perform a hard inquiry on your credit report, which might temporarily damage...
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