Sydney Garth, Credit Cards Moderator
@sydneygarth
You cannot qualify for an Apple Credit Card pre-approval, because the issuer doesn’t offer this option.
You can, however, check if you pre-qualify online by applying for the card, without hurting your credit score.
Bear in mind that after they confirm your approval, only by accepting the Apple Credit Card will they do a hard pull on your credit report. This may hurt your credit score temporarily.
If your application is declined, you might receive an invitation to join the Path to Apple Card program, which could help improve your financial situation. Completing this program will earn you an invitation to reapply for the Apple Credit Card.
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People also ask
How long does it take to get approved for the Apple Credit Card?
It can take somewhere between 7-10 business days to get approved for the Apple Credit Card.
In some cases, you could get immediately approved. If you do, you'll get an offer with your initial credit limit and APR after applying. If you accept the offer, you can start using your Apple Card with Apple Pay.
If you would like to know your application status, call 877-255-5923.
Keep in mind that, after approval,...
read full answer by Spencer Blake, MemberWhat credit cards can I pre-qualify for?
You can pre-qualify for credit cards with several major credit card companies, including American Express, Bank of America, Capital One, and Wells Fargo using the pre-qualification tool on their website. To check for a pre-qualified offer on an issuer’s website, you just enter a few pieces of personal info and press a button. You will then see any cards you’re pre-qualified for.
Keep in mind that if you get a pre-qualified offer, you’ll still have...
read full answer by Chip Lupo, Credit Card WriterWhats the difference between pre-approved and pre-qualified credit cards?
Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.
Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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