Sydney Garth, Credit Cards Moderator
@sydneygarth
Yes, the Apple Card does have pre-approval. Goldman Sachs requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for an Apple Card means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.
Apple Card pre-approval does not affect your credit score, as it’s done using a soft “pull,” or inquiry. But if you decide to apply for the Apple Card, Goldman Sachs will conduct a hard inquiry, which might lead to a slight but temporary decrease in your credit score.
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People also ask
What are the best Apple Card benefits?
The best Apple Card benefits are zero liability protection and Mastercard ID theft protection. These perks are certainly good to have, though it’s important to note that they’re also relatively common credit card benefits.
Apple Card Benefits
- Zero liability protection
- Mastercard ID theft protection
- No foreign transaction fees
- Virtual card numbers
- Metal card
- Rewards of 1 - 3% cash back on purchases
While these benefits aren’t bad, the Apple Card simply doesn’t...
read full answer by Chip Lupo, Credit Card WriterWhat are the key things to know about the Apple Cards cash back program?
The most important thing to know about the Apple Card’s cash back program is that it awards cardholders with 1 - 3% cash back, depending on the type of purchase. Another good thing to know is that the Apple Card’s cash back program distributes rewards on a daily basis. The same day a purchase processes, you will receive the cash back for that purchase. It’s also worth noting that there’s no limit to the amount of cash back the cardholders can...
read full answer by Maria Adams, Credit Cards ModeratorWhy is it so hard to get the Apple Card?
The Apple Card might be hard to get because it is available to people with good credit . This requirement may be difficult for the average American to meet. On top of that, you’ll need to have a steady income and meet other requirements imposed by the issuer.
Why the Apple Card Might Be Hard to Get
- Credit score: Good credit
- Income requirement: Not disclosed but steady income needed
- Citizenship...
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