What unsecured credit cards can I get with bad credit and a $300 credit limit?

This question is about Best Unsecured Credit Cards for Bad Credit

Adrian Christensen, Member

@AChristensen • 11/12/25

You can get quite a few credit cards with bad credit and a $300 credit limit, such as the:

Keep in mind that unsecured cards for bad credit are very expensive, often coming with one-time, annual and monthly fees, but also a high APR.

My suggestion is to apply for a secured card instead, it's much safer and less expensive.

This answer was last updated on 11/12/25 and it was first published on 11/17/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Did we answer your question?

Important Disclosures

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.

Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.

WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.

Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

* The information about the following cards has been independently collected by WalletHub: First Digital Mastercard® and Applied Bank® Unsecured Classic Visa® Card.

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.

Related Categories

Credit Cards

Best Offers

Free Credit Data

Important Disclosures

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.

* The information about the following cards has been independently collected by WalletHub: First Digital Mastercard® and Applied Bank® Unsecured Classic Visa® Card.

What unsecured credit cards can I get with bad credit and a $300 credit limit?

Adrian Christensen, Member

2026's Unsecured Credit Cards for Bad Credit

2026's Unsecured Credit Cards for Bad Credit

Important Disclosures

Join WalletHub