Tillie Grey, Member
@prod1
You need a credit score of 750+ to get a Bank of America business credit card in most cases. That means applicants generally need excellent credit in order to qualify for a business credit card from Bank of America.
Having a high enough credit score is not a guarantee that your application will be approved. Even though your credit score can serve as a risk indicator to the credit card company, letting it know how likely it is that you’ll repay your debt, it will also take a look at the big picture. Bank of America, for example, will look into the number of delinquent accounts in your credit reports, hard inquiries, debt, and income, among others.
People also ask
What are the Bank of America credit score requirements?
The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from Bank of America with limited credit history or a bad credit score, for example.
Credit Score Recommended by Bank of America Card
- Bank of America® Customized Cash Rewards Secured Credit Card: 300 (Bad credit)
- Bank of America® Unlimited Cash Rewards Secured Credit Card: 300 (Bad credit)...
What are my Bank of America credit card approval odds?
Bank of America credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a Bank of America credit card.
Credit Score Requirements for Good Bank of America Credit Card Approval Odds
- BankAmericard® credit card for Students: Excellent credit or...
What are the Bank of America credit card requirements?
Bank of America credit cards generally require a credit score of 700 or higher (at least good credit) and enough income to afford the monthly bill payments. You also need an SSN or ITIN and a valid U.S. address, and you need to be at least 18 years old to qualify.
Minimum Bank of America Credit Card Requirements
- Enough income to make the monthly minimum card payment
- Bad credit accepted for...
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