Maria Adams, Credit Cards Moderator
@m_adams
Bank of America Customized Cash Rewards credit card purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse Bank of America Customized Cash Rewards credit card cardholders for up to $500 and up to $50,000 per year.
How to File a Purchase Protection Claim with the Bank of America Customized Cash Rewards credit card
- Call the Benefit Administrator at the number in your benefits guide, or the number in your card’s benefits guide, within 60 days of the incident.
- File a police report within 48 hours of the incident, if the item was stolen.
- Submit a completed claim form within 90 days of the incident.
- Wait for a decision. Bank of America will notify you of a decision once your claim has been processed. This could take Bank of America up to 15 days.
- Get reimbursed for the cost of repairing or replacing the item if your claim is validated by the Benefit Administrator.
Keep in mind that not all items are covered by the Bank of America Customized Cash Rewards credit card purchase protection benefit. To see which items are covered by this perk, you can read through the guide to benefits that came with your card.
Bank of America® Customized Cash Rewards credit card
Bank of America® Customized Cash Rewards credit card
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People also ask
How does Bank of America purchase protection work?
Bank of America purchase protection can reimburse you if you buy something with an eligible card and it gets damaged or stolen within a certain number of days. You can see whether your card offers purchase protection by reading your benefits guide. The benefits guide will also list all the fine print, like the maximum coverage amount per item and per cardholder, plus coverage exclusions.
How to File a Purchase Protection Claim With Bank...
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Yes, the Bank of America Customized Cash Rewards credit card does offer extended warranty protection. The Bank of America Customized Cash Rewards credit card extended warranty benefit lengthens the original manufacturer’s warranty by up to 1 extra year for warranties of 3 years or less.
The maximum coverage amount per item under the Bank of America Customized Cash Rewards credit card extended warranty policy is $10,000. The maximum coverage amount per year under this policy is $50,000.
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read full answer by Sebi Mitchell, Credit Cards ModeratorDid we answer your question?
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