The Bank of America credit card payment address is:
P.O. Box 15019 Wilmington, DE 19850
When paying Bank of America credit card bills by mail, be sure to submit either a check or money order for the payment amount. Bank of America does not accept cash.
Tips for Mailing Bank of America Credit Card Payments
Include your credit card number on your payment to avoid processing delays.
Allow enough time for Bank of America to receive your payment on or before the due date, or it will be considered late.
Send your payment via overnight mail, if necessary. The Bank of America overnight payment address is:
Attn: Payment Processing DE5-023-03-02 900 Samoset Drive Newark, DE 19713
Credit card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account, through the Bank of America mobile app, or by calling customer service at 1 (800) 732-9194. Bank of America also allows in-person payments at local Bank of America branches. Refer to your card’s terms and conditions or cardmember agreement for any additional locations that accept in-person payments.
The Bank of America minimum payment is $35 or 1% of your balance plus interest and any late fees, whichever is more. But if your total balance is less than $35, your Bank of America minimum payment is the entire amount. All Bank of America credit cards use this same minimum payment structure.… read full answer
If you want to know the exact amount of your Bank of America minimum payment, you can find it on your credit card statement or by logging in to your online account. As long as you pay at least the minimum amount due, your account will remain in good standing. But if you don’t pay your full balance, you will incur interest.
Here’s the Bank of America Minimum Payment Amounts:
If your total balance is less than $35: Your minimum payment is the full amount owed.
If you owe at least $35: Your minimum payment is the greater of $35 or 1% of your balance plus interest and fees.
Your Bank of America minimum payment is listed on your monthly statement and online account.
As long as you can afford to, you should always pay more than your Bank of America minimum payment. Carrying any balance between billing periods leads to interest, which continues to build up on a daily basis. That could cost you big time. Similarly, big balances lead to high credit utilization, which could end up harming your credit score.
The Bank of America credit card customer service phone number is (800) 732-9194. To speak with a live Bank of America credit card customer service representative, enter the last four digits of your SSN or account number, then press 0 to skip the intro menu, and say “Service” when asked to describe your reason for calling. Say “Service” again if asked twice, then press “4,” and you’ll get to a live person. … read full answer
The standard menu options when calling Bank of America credit card customer service are 1 for fee-related questions, 2 for disputing charges, 3 for reporting suspicious account activity, and 4 for all other inquiries. If you don’t press anything after entering your account info, the automated system will list the most recent payment received, balance activity, available credit for purchases and cash advances, and rewards balance. Offers for new credit cards or balance transfers will be listed as well. Press 0 at any time to skip this info.
Live customer service is available 24/7 for lost or stolen credit cards. Automated customer service is available 24/7 for existing Bank of America credit card accounts.
Live Customer Service: (800) 732-9194. After entering your account info, press 0 and say “Service” when prompted to describe your reason for calling. You might be asked a second time—just say “Service” again and another menu will be prompted. Press 4 for “all other inquiries.”
Automated Customer Service:(800) 732-9194. Enter last 4 digits of SSN or account number. The menu will automatically list recent payment info, balance, available credit, rewards balance and more. Press 0 at any time to skip.
In-Person Credit Card Support: Schedule an in-person appointment online by logging into your account and selecting “Schedule an appointment” on the right side under “Activity Center.” Choose the bank branch, date, time, and discussion topic.
Secure Message Center: Log in to your account online and select “Help & Support.” Then click “Contact Us” and select the topic you wish to discuss. If email is an option, you can select the “Email” button and receive a response within 2 days.
Lost or Stolen Credit Card:(800) 732-9194. Say “lost or stolen credit card” when prompted to describe your reason for calling. The most recent charges will be listed so you can confirm which are valid. You’ll be transferred to a live representative to reissue your card or close the account.
Fraudulent Charges on Credit Card: (800) 432-1000. Call if you suspect fraudulent activity on your credit card account.
Customer Service on Social Media: You can send them a direct message using @BofA_Help on Twitter. Or, select the “Send Message” button on their FB page. Hours are 8am-9pm M-F, 8am-8pm Sat, and 8am-5pm Sun (ET). Just don’t include your SSN or account number.
Credit Card Activation: (800) 276-9939. You’ll be asked to say or enter your account number, SSN, zip code, or the phone number connected with your account.
As you can see, there are several ways to get in touch with Bank of America for credit card customer service. You can also access FAQs through BofA’s mobile app. And BofA tends to score high in customer satisfaction, so it’s likely you’ll have a positive experience.
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