Cameron DiGiovanni, Writer
@cdigiovanni20
The best Bank of America starter credit card is the Bank of America® Customized Cash Rewards Secured Credit Card because it accepts applicants with limited credit history and reports monthly to the three major credit bureaus. This Bank of America card also has an annual fee of $0, and it rewards cardholders with 1 - 6% cash back on purchases.
Your goal with a starter credit card should be to build your credit score as inexpensively as possible. The Bank of America Custom Cash Secured Card is a good option for doing just that.
Bank of America Starter Credit Cards
- Bank of America Custom Cash Secured Card
- BankAmericard Secured
Bank of America has some solid options for building credit, but you may want to compare them to other starter credit cards before applying. If nothing else, your first credit card should report to the three major credit bureaus and have a low annual fee.
If you would like more guidance, check out WalletHub’s CardAdvisor or create a WalletHub account for free, personalized credit card suggestions.
Popular Bank of America Credit Cards
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Rewards
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Cash Back
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Students
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Small Business
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
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People also ask
What is the easiest Bank of America credit card to get?
The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require excellent credit in order to qualify.
Easiest Bank of America Credit Cards to Get
| Card | Required Credit | WalletHub Rating |
What are the Bank of America credit score requirements?
The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from Bank of America with limited credit history or a bad credit score, for example.
Credit Score Recommended by Bank of America Card
- Bank of America® Customized Cash Rewards Secured Credit Card: 300 (Bad credit)
- Bank of America® Unlimited Cash Rewards Secured Credit Card: 300 (Bad credit)...
What is the minimum credit score for a credit card?
The minimum credit score for most credit cards is 640-700+, but you can get some cards with bad credit or no credit score at all. Some credit card companies won’t even check your credit history when you apply, making it easy to get approved as long as you have enough income to afford the monthly bill payments.
But there is a difference between getting approved for a credit card in general and getting one...
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