Cameron DiGiovanni, Writer
@cdigiovanni20
You can get cash back with your Bank of America® Travel Rewards credit card when you redeem your points. The cash back redemption options are worth 0.6-1 cent per point. These redemption options include paper checks, Bank of America deposit-account credits, statement credits to cover travel-related purchases and gift cards.
How to Redeem Your Bank of America Travel Rewards credit card for Cash Back
- Online: Log in to your online account, select the Bank of America Travel Rewards credit card, and click on the ‘Rewards’ tab. This tab will show your points balance. Click on ‘Redeem Points’.
- Through the mobile app: Download the mobile app and log in to your Bank of America Travel Rewards credit card account. Then, tap on “View my Rewards” to redeem your points for cash back.
- Over the phone: Call (888) 268-7800, enter your credit card number, and follow the automated prompts to connect to a customer service representative.
Although the Bank of America Travel Rewards credit card does not directly give cash back, the points that you’ll earn from making purchases are not all that different. Rewards points, just like cash back, are a form of currency, and they can be pretty valuable when redeemed in certain ways. For example, redeeming Bank of America Travel Rewards credit card points for travel-related expenses gets you a value of 1 cent per point.
If you want a card that earns cash back directly, apply for the Bank of America® Customized Cash Rewards credit card, instead.
Bank of America® Travel Rewards credit card
Bank of America® Travel Rewards credit card
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People also ask
What is the best Bank of America cash back credit card?
Bank of America does offer cash back credit cards. One popular option is the Bank of America® Unlimited Cash Rewards credit card, which gives 2% cash back on purchases for the first year from account opening, 1.5% cash back on purchases after that.
Popular Bank of America Cash Back Credit Cards
- Bank of America® Unlimited Cash Rewards credit card
- Bank of America® Customized Cash Rewards credit card
- Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
- Bank of America® Customized Cash Rewards Secured Credit Card
- Bank of America® Unlimited Cash Rewards Secured Credit Card
- Bank of America® Customized Cash Rewards credit card for Students
- Bank of America® Unlimited Cash Rewards credit card for Students
For more options, check out WalletHub’s picks for the best cash back credit cards overall.
read full answer by Adam McCann, Financial WriterHow can I redeem my Bank of America Travel Rewards points?
You can redeem Bank of America Travel Rewards credit card points by logging in to your account on the BofA website or mobile app, or by calling (800) 268-7800. Points can be redeemed for statement credits to cover eligible travel purchases made within the past 12 months, as well as for gift cards or cash back.
How to Redeem Bank of America Travel Rewards credit card Points Online
- Log in to your Bank of America account online.
- Select the Bank of America Travel Rewards credit card.
- Click on the “Rewards” tab.
- Browse the...
Which is better, cash back or travel rewards?
Choosing between cash back rewards and travel rewards ultimately comes down to your spending preferences, the perks that specific cards offer, and how you plan to redeem rewards earnings. In general, people looking for flexible redemption options and rewards with clear values that can’t be changed by the card’s issuer should choose cash back rewards. But frequent travelers who enjoy perks such as free flights, airport lounge access, and hotel room upgrades have the chance to earn more...
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