Does Bank of America Travel Rewards include lounge access? This question is about the Bank of America® Travel Rewards credit card

Does Bank of America Travel Rewards include lounge access?

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This question is about the Bank of America® Travel Rewards credit card

Cameron DiGiovanni, Writer

@cdigiovanni20 • 04/06/21 This answer was first published on 04/06/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No. The Bank of America® Travel Rewards credit card does not offer lounge access. The Bank of America Travel Rewards credit card’s best benefits are its 0% foreign transaction fee, $0 annual fee, and rewards: unlimited 1.5 points / $1 spent plus an initial bonus of 25,000 points for spending $1,000 in the first 90 days.

If airport lounge access is important to you, consider applying for Chase Sapphire Reserve® or The Platinum Card® from American Express instead. Just know that you’ll face much higher annual fees.

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How to Redeem Bank of America Travel Rewards Points Online

Select the Bank of America Travel Rewards credit card.

Click on the “Rewards” tab.

Browse the rewards options and redeem your Travel Rewards points.

If you travel frequently, you should have no trouble redeeming your Bank of America Travel Rewards points. While you can’t actually use points to purchase travel directly, you can pay for a travel purchase with the card through the BofA Travel Center and earn 3 points per $1 spent. Two days later, you can redeem those points to count toward the travel purchase as long as you have at least 2,500 points ($25 travel value).

If you don’t want to wait, you can redeem immediately for cash back once you’ve collected at least 2,500 points ($15 cash back value). But you’ll need at least 3,125 points to use Travel Rewards points for gift cards.

One great thing about redeeming Bank of America Travel Rewards points for your travel purchases is BofA’s broad interpretation of what counts as a travel purchase. You can use points toward purchases at places like circuses, art galleries, amusement parks, tourist attractions, boat rental agencies, and zoos, along with your ordinary travel expenses like plane tickets and hotel reservations. And unlike a lot of other credit card companies, BofA counts Airbnb rentals in its travel category, which lets you use your points toward those purchases.

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Does Bank of America Travel Rewards have travel insurance?

The Bank of America Travel Rewards Card’s main travel insurance benefit is rental car insurance. This BofA credit card is a Visa Signature card, which means you get rental car insurance, roadside dispatch, extended warranty protection, and travel/emergency assistance services.

The Bank of America Travel Rewards Card does not have the most common forms of travel insurance, such as lost luggage insurance, travel accident insurance, or trip cancellation protection. You need a Visa Infinite card for those perks.… read full answer

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