No, the Bank of America Travel Rewards credit card does not offer lounge access. This card’s best benefits are its 0% foreign transaction fee, $0 annual fee, and rewards: unlimited 1.5 points / $1 spent plus an initial bonus of 25,000 points.
You can redeem Bank of America Travel Rewards credit card points for statement credit to cover travel purchases made in the past 12 months. The card’s points can also be used for gift cards or for cash back, via paper check or a Bank of America deposit-account credit.
You can redeem your points by signing in to your account … read full answeronline or on the BofA mobile app, or by calling (800) 434-8313. The Bank of America Travel Rewards credit card gives at least 1.5 points per $1 spent on purchases, so that can add up quickly.
How to Redeem Bank of America Travel Rewards credit card Points Online
Select the Bank of America Travel Rewards credit card.
Click on the “Rewards” tab.
Browse the rewards options and redeem your Travel Rewards points.
If you travel frequently, you should have no trouble redeeming your Bank of America Travel Rewards credit card points. While you can’t actually use points to purchase travel directly, you can pay for a travel purchase with the card through the BofA Travel Center and earn 3 points per $1 spent. Two days later, you can redeem those points to count toward the travel purchase as long as you have at least 2,500 points ($25 travel value).
If you don’t want to wait, you can redeem immediately for cash back once you’ve collected at least 2,500 points ($15 cash back value). But you’ll need at least 3,125 points to use Travel Rewards points for gift cards.
What Counts as Travel for the Bank of America Travel Rewards credit card?
One great thing about redeeming Bank of America Travel Rewards credit card points for your travel purchases is BofA’s broad interpretation of what counts as a travel purchase. You can use points toward purchases at places like:
Circuses
Art galleries
Amusement parks
Tourist attractions
Boat rental agencies
Zoos
Plane tickets
Hotel reservations
Airbnb rentals
As you can see, the redemption options given by Bank of America Travel Rewards credit card offer great flexibility. On top of that, there are no blackout dates or restrictions.
Bank of America does not disclose any specific information regarding the Bank of America Travel Rewards credit card travel insurance benefits. This card may offer it as part of the Visa Signature benefits, but it is not guaranteed.
The Visa Signature travel insurance benefits include rental car insurance, lost luggage insurance, travel accident insurance, trip cancellation protection and more. Make sure to check the guide to benefits that came with your Bank of America Travel Rewards credit card to see which perks are included with your card.… read full answer
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