You can apply for a Barclays credit card online or over the phone. It is possible to receive instant approval after applying for a Barclays credit card, though Barclays does not guarantee it, as some applications can take one to two weeks to decide on. If approved for a Barclays card, applicants will receive it by mail within 10 business days of approval.
Click “Learn More,” and then choose “Apply Now” when you’re ready to apply.
Apply online by filling out the application form with your name, email, phone number, address, date of birth, Social Security number, and financial details. To apply over the phone, call the phone number in the top right corner of the page and answer the customer service representative’s questions.
Agree to the terms and conditions, then click “Submit” at the bottom of the credit card application page. If you’re applying over the phone, just follow the prompts from the application specialist until your application is complete.
Keep in mind that approval depends heavily on your credit score. Be sure to check your credit score for free on WalletHub first, and then apply for a Barclays card that you can realistically expect to get approved for based on that score.
The Barclaycard credit score requirement is to have a credit score of 700; this means you need at least good credit to get a Barclaycard. But barely meeting the absolute minimum Barclaycard credit score requirement probably won’t give you very high odds of approval. For the same reasons, Barclaycards that require excellent credit should be reserved for people with scores of 750+.… read full answer
It’s also important to note that your credit score isn’t the be-all and end-all of credit card approval. Credit card issuers also consider factors such as your credit history, income and how much debt you owe. But comparing your rating to a given Barclaycard’s credit score requirement is an easy way to get a rough sense of your approval odds.
Here are the Barclaycard credit score requirements:
Barclaycard approval odds largely depend on your credit score, income and debt. All Barclays credit cards require a minimum of 700 or 750 credit score; this means you need either good or excellent credit to get approved for a Barclaycard. And that alone tells you the average American’s Barclaycard approval odds aren’t so hot. The average credit score is below 700, and you need to be above that mark for good Barclays approval odds.… read full answer
Here’s what you should know about your Barclaycard approval odds:
Barclaycard will consider your credit history, income, existing debt and number of recent inquiries, among other things, when reviewing your application. The exact approval criteria for each card aren’t public, though.
When applying, you must provide your permanent address, date of birth, Social Security number and mother’s maiden name.
Business card applicants must provide their company’s legal name, trade name and phone number, plus how many employees they have, how long they’ve been in business, and their annual revenue.
You can’t check if you’re pre-approved for a Barclaycard. You could receive a pre-approved offer in the mail, but there’s no way to request that.
You should check your latest credit score before applying. If it’s not good enough for a Barclaycard yet, you’ll want to look into other cards for building credit.
The best thing you can do for your Barclaycard approval odds is use credit responsibly. Paying down balances, making payments on time and not maxing out your existing cards all help your chances. And if Barclaycards aren’t a realistic option right now, you still have choices. Plenty of other credit card companies have offers for people with fair, limited and bad credit.
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