How do I apply for a Barclay credit card?

You need a credit score of 700 or better to get a Barclaycard. This means at least good credit is required for approval. However, there are some Barclays credit cards that require a credit score of 750 or better (excellent credit).

It is important to know where you stand before applying for a Barclays credit card. You can ... read full answercheck your credit score for free, right here on WalletHub.

Other Barclays Credit Card Approval Requirements

It’s important to note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Barclays credit card, too. Some other key criteria include your credit history, income, and how much debt you owe.

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait and apply after you meet the credit score requirement.

Your Barclaycard approval odds largely depend on your credit score, income, and debt. All Barclays credit cards require a minimum credit score of either 700 or 750 for approval. This means you need either good or excellent credit to get approved for a Barclaycard.

Here’s what you should know about your Barclaycard approval odds:... read full answer

• Barclaycard will consider things like your credit history, income, existing debt, and number of recent inquiries when reviewing your application. However, Barclays does not disclose the exact approval criteria on their website.
• The vast majority of Barclays credit cards require at least good credit for approval. However, some Barclaycards require excellent credit for approval.
• When applying, you must provide your permanent address, date of birth, Social Security number, and mother’s maiden name.
• Business card applicants must provide their company’s legal name, trade name, and phone number. Plus, you will also have to mention how many employees you have, how long you’ve been in business, and your annual revenue.
• You can’t check if you’re pre-approved for a Barclaycard. You could receive a pre-approved offer in the mail, but there’s no way to request that.
• You should check your latest credit score before applying. If it’s not good enough for a Barclaycard yet, you’ll want to look into other cards for building credit.

The best thing you can do for higher Barclaycard approval odds is to use your current credit cards responsibly. Paying down balances, making payments on time, and not maxing out your existing cards all help your chances. And if Barclaycards aren’t a realistic option right now, you still have choices. Plenty of other credit card companies have offers for people with fair, limited, and bad credit.