Chip Lupo, Credit Card Writer
@CLoop
The best credit union cash back credit card is the PenFed Power Cash Rewards Visa Signature® Card because it offers 1.5 - 2% cash back on purchases. It also comes with a $0 annual fee, which helps you get the most out of the cash back rewards you earn. Just be sure to pay your statement balance in full each month, or else interest charges will diminish your overall savings.
Best Credit Union Cash Back Credit Cards
- 1.5%-2% cash back: PenFed Power Cash Rewards Visa Signature® CardLearn MoreLearn More
- 1.5%-2% cash back: PenFed Power Cash Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website
- 1.5%-2% cash back: PenFed Power Cash Rewards Visa Signature® CardLearn MoreLearn More
- 1.5% cash back: Navy Federal Credit Union cashRewards Credit CardLearn MoreLearn More
- 1.5% cash back: Navy Federal Credit Union cashRewards Credit CardLearn MoreLearn Moreon issuer's website
- 1.5% cash back: Navy Federal Credit Union cashRewards Credit CardLearn MoreLearn More
- 1.5% cash back: HAPO Community Credit Union Visa Cash Back Credit CardLearn MoreLearn More
- 1.5% cash back: HAPO Community Credit Union Visa Cash Back Credit CardLearn MoreLearn Moreon issuer's website
- 1.5% cash back: HAPO Community Credit Union Visa Cash Back Credit CardLearn MoreLearn More
- 1.5%-2% cash back:
- 1.5% cash back:
- 1.5% cash back:
Most credit union cash back credit cards require good credit or better for approval. You can check your credit score for free on WalletHub to get a sense of your chances. Also, bear in mind that credit unions require a membership before you can open an account. You may have to work for a specific employer, live in a particular area, be part of a group such as a school or government agency, or have a relative who is already a member to be eligible.
If you don’t meet the credit unions’ requirements, consider getting one of the best cash back credit cards from a bank.
People also ask
What are the best credit unions?
There are several good credit unions to choose from. The best one depends on what your needs are. It's also important to check membership requirements to make sure you're able to join.
That being said, some of the best credit unions out there include Alliant Credit Union, PenFed, Navy Federal Credit Union, Consumers Credit Union and First Tech Federal Credit Union.
What should I look for in a credit union?
The first thing you should look for in a credit union is that the membership requirements allow you to join.
Another important thing to look for is whether the credit union offers the financial products and services you need.
You should also consider a credit union's savings and lending rates, branch and ATM locations, fees and online and mobile banking services.
What credit unions offer sign up bonuses?
There are several credit unions that offer sign up bonuses. Some of them include Northwest Federal Credit Union, Clearview Federal Credit Union, and Christian Community Credit Union.
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