Online Credit Unions: Compare & Open An Account

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Comparing credit unions can be tough. But you've got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution's responsibility to ensure all posts and questions are answered.

What are the best credit union cash back credit cards?

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Chip Lupo, Credit Card Writer

The best credit union cash back credit card is the Alliant Cashback Visa® Signature Credit Card because it offers 1.5 - 2.5%* cash back on purchases. It also comes with a $0 annual fee, which helps you get the most out of the cash back rewards you earn. Just be sure to pay your statement balance in full each month, or else interest charges will diminish your overall savings.

Keep in mind that you must be an Alliant Credit Union member to be eligible to apply for the card. Anyone who donates $5 and becomes a member of Foster Care to Success (FC2S) is eligible for Alliant membership. Alliant will even reimburse you for the $5 FC2S membership fee.

Best Credit Union Cash Back Credit Cards

2.5% cash back: Alliant Cashback Visa® Signature Credit CardAlliant Cashback Visa® Signature Credit CardLearn MoreLearn More
1.5%-2% cash back: PenFed Power Cash Rewards Visa Signature® CardPenFed Power Cash Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website
1.5% cash back: Navy Federal Credit Union cashRewards Credit CardNavy Federal Credit Union cashRewards Credit CardLearn MoreLearn More
1.5% cash back: HAPO Community Credit Union Visa Cash Back Credit CardHAPO Community Credit Union Visa Cash Back Credit CardLearn MoreLearn More

Most credit union cash back credit cards require good credit or better for approval. You can check your credit score for free on WalletHub to get a sense of your chances. Also, bear in mind that credit unions require a membership before you can open an account. You may have to work for a specific employer, live in a particular area, be part of a group such as a school or government agency, or have a relative who is already a member to be eligible.

If you don't meet the credit unions' requirements, consider getting one of the best cash back credit cards from a bank.

Credit Unions rewards checking account

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What do you need to open a bank account in Hawaii?

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Online Credit Unions

Navy Federal Credit Union

Anheuser-Busch Employees' Credit Union

State Farm Federal Credit Union

American Airlines Federal Credit Union

Financial Resources Federal Credit Union

Honda Federal Credit Union

Corporate America Family Credit Union

GE Credit Union

Operating Engineers Federal Credit union

Andigo Credit Union

Questions & Answers

What are the best credit union cash back credit cards?

Credit Unions rewards checking account

What do you need to open a bank account in Hawaii?

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