Brianne Larch, WalletHub Credit Card Analyst
@BrianneLarch
You need a credit score of 640+ to get the Big Lots Credit Card. This means people with at least fair credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Big Lots Credit Card, too.
Other Big Lots Credit Card Approval Requirements
- Income
- Existing debts
- Number of open accounts
- Recent credit inquiries
- Employment status
- Housing status
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait and apply only after you meet the Big Lots Credit Card credit score requirement. You can check your credit score for free, right here on WalletHub.
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read full answer by Rhonda Stewart, WalletHub Loans AnalystWhat is the Big Lots Credit Card credit limit?
The Big Lots Credit Card credit limit and APR will be determined based on your creditworthiness. You'll be notified of your credit limit and other account details after approval.
Reviews show that typical fair-credit applicants start with a limit between $300 and $750, but then they see an increase after regular payments.
read full answer by WalletHub, Financial CompanyDoes the Big Lots Credit Card do a hard pull?
Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
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read full answer by WalletHub, Financial CompanyDid we answer your question?
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