You can make a Big Lots Credit Card payment online, by phone, or by mail. To pay a Big Lots Credit Card bill online, log in to your online account and click on "Payments." Then, choose how much to pay, when to pay it, and where the payment is coming from. Big Lots Credit Card also allows cardholders to set up automatic payments.

Ways to Make a Big Lots Credit Card Payment

• Online: Log in to your online account and access the "Payments" section. You can also set up automatic payments for the minimum due, your balance, or an amount of your choice. Alternatively, you can make a payment through EasyPay, without logging in,
• By phone: Call (888) 566-4353 enter your card information and follow the prompts to make a payment. Please note that there may be a fee to process a phone payment. You have the option to withdraw your payment if you do not wish to pay the fee.
• By mail: Send a check or money order (but not cash) to the mailing address provided on your statement. Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.

Your Big Lots Credit Card approval odds are usually decent if you have a 640+ credit score; this means you need at least fair credit to get this credit card. So, it would be a good idea to check your credit score before applying for the Big Lots Credit... show more

The credit score needed for the Big Lots Credit Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.

Apart from your credit score, the issuer will also take other important factors into consideration, such as your:

I think that in this situation it's best to call the Big Lots Credit Card Customer Care Center at 888-566-4353 (TDD/TTY: 888-819-1918). I mean, you should receive your card in two weeks at most. If not, call them and find out what's going on.

The Big Lots Credit Card credit limit and APR will be determined based on your creditworthiness. You'll be notified of your credit limit and other account details after approval.

Reviews show that typical fair-credit applicants start with a limit between $300 and $750, but then they see an increase... show more

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

There is no way to pre-qualify for the Big Lots Credit Card. A hard pull... show more

Comenity Capital Bank
P.O. Box 659707
San Antonio, TX 78265

For faster processing, you can also pay your credit card bill online or by calling (888) 566-4353.

You should get your Big Lots credit card within 10 days after being approved.

Any purchase amount of $250 or more paid with a Big Lots credit card qualifies for a minimum of 6 months deferred interest financing. This is independent of how long you have had the card, the nature of your purchase or whether you choose to split your purchases between multiple... show more

You can check your Big Lots Credit Card balance online by signing in to your account. If you're not keen on the online stuff, call (888) 566-4353 or the number on the back of your card to inquire about your balance.