Maria Adams, Credit Cards Moderator
@m_adams
Your Bilt Mastercard® approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Bilt Mastercard® will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Bilt Mastercard® Approval Odds
- Good credit or better
- Enough income to pay credit card bills
- Low debt relative to income
- Low housing costs relative to income
- U.S. mailing address
- Age of 18+
- Social Security Number or Individual Taxpayer Identification Number
Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved. To get a better sense of your approval odds before applying for the Bilt Mastercard®, you can check to see if you’re pre-qualified for any offers on the issuer’s website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds (80%) of getting approved for certain cards, and it won’t affect your credit score.
If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can show you what steps to take.
The Bilt Mastercard® may no longer be available to new applicants. Information presented on this page may no longer be accurate.
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