For a limited time only, Amex Blue Cash Everyday has a $100 bonus. To earn it, you need to spend $2,000 in the first 6 months after opening an account. The $100 bonus is applied to the account as a statement credit, which will show up 8 to 12 weeks after meeting the spending requirement.
While the Blue Cash Everyday $100 bonus is far from the biggest bonus on the market, it’s still a good deal for a card that has a $0 annual fee. And the bonus is a 5% return on the money you have to spend to get it, which is a lot higher than the card’s ongoing rewards rate of 1 - 3% cash back. Other Amex cards have higher initial bonuses than Blue Cash Everyday’s $100 offer, but they’re also a lot more expensive than the Everyday card.
The Amex Blue Cash Everyday credit score requirement is 700 at a minimum. That means applicants for the Amex Blue Cash Everyday need at least good credit to be approved.
But your credit score is only one of the factors considered when you apply. American Express will also consider your income, existing debts, number of recently opened accounts and other things. Make sure you are aware of what American Express looks for before applying.… read full answer
Here’s what we know about Amex Blue Cash Everyday credit scores:
The Amex Blue Cash Everyday credit score requirement at least 700. That means you’ll need at least good credit for approval.
Other requirements for the Amex Blue Cash Everyday include a steady income and a Social Security Number, ITIN or passport (Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S.). American Express will also look at your expenses, existing debt, credit history and recent credit inquiries.
The American Express rewards catalog is an online brochure that shows merchandise and services for which cardholders can redeem their Amex Membership Rewards points. It displays products, along with the number of points needed for redemption. The catalog is available electronically on Amex’s website.
The Amex rewards catalog has many different product categories. They include gift cards, travel, electronics, fashion and accessories, homeware, charities, experiences and more. Some items are more worthwhile than others. Before buying, look up the dollar price of the item you want and divide it by the amount of points it costs. That shows you the value of an individual point toward each offer so you can choose options that are most worth it.… read full answer
If you see an offer you like, you can click “Find out more” to view additional details. Then, if you decide to redeem your points, you can click “Add to Cart” or “Transfer my points,” depending on the product. Amex will prompt you to log in to your account and trade your points for the reward.
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