Robert Sambrick, WalletHub Analyst
@robsam
You can pre-qualify for Amex Blue Cash Everyday on American Express’s website. First, fill in your name and home address. Then, input the last 4 digits of your Social Security number, your total annual income and your non-taxable annual income. Finally, click “View My Card Offers.”
Pre-qualification allows people to see their approval odds for American Express cards before applying. Amex’s tool will show a list of all the cards a person has high approval odds for, which may include Amex Blue Cash Everyday. If Amex Blue Cash Everyday appears in the list, you’ll be able to click a link to apply for it. Checking for Amex Blue Cash Everyday pre-approval will not impact your credit because Amex will only do a soft pull of your credit.
It is also worth noting that, when you apply for the Amex Blue Cash Everyday, a soft inquiry will be made on your credit report and you will be told with certainty if you are approved. However, if you choose to accept the offer afterward, Amex will do a hard pull, which may result in a small drop in your credit score.*
*This application experience is currently available for individuals applying for a U.S. personal card via WalletHub, on the American Express site, or by calling American Express and is not available if you apply for a card after you log into an existing Card Member Account.
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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People also ask
Does American Express have pre-approval?
Yes, American Express does have pre-approval. American Express has an online pre-approval page where potential applicants can quickly check their odds of approval for certain American Express credit cards before they actually apply for one. Current American Express customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, American Express will send people pre-approved offers for a specific credit card in the mail.
Getting...
read full answer by Chip Lupo, Credit Card WriterWhat is the Blue Cash Everyday Card from American Express credit score requirement?
You typically need good credit or better to have a shot at getting approved for the Blue Cash Everyday® Card from American Express.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Amex Blue Cash Everyday, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status. Keep in mind that approval is never...
read full answer by Joyce Brown, WalletHub Credit Card AnalystWill American Express verify my income?
There is no way to know for sure if American Express will verify your income on a new application or a credit line increase request. That’s because American Express does not publicly disclose this information.
What to Know About the Amex Income Verification Process
- If Amex does request proof of income, you’ll receive a reference number either by mail or email. This number will give you access to the American Express...
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