Adam McCann, Financial Writer
@adam_mcan
No, a 17-year-old cannot get a credit card from Bank of America on their own because you have to be at least 18 years old to legally open a credit card account. A 17-year-old can become an authorized user on someone else’s Bank of America credit card, though, since there’s no minimum age requirement.
How to Add a Bank of America Credit Card Authorized User
- See if any of your adult family members or friends have a Bank of America credit card.
- Ask the adult to add you as an authorized user on their credit card account.
- Receive your card from the primary cardholder once they get it in the mail (if it’s not sent directly to your address).
- Use the card to make purchases. You will share a credit line with the primary cardholder.
Bank of America reports information about credit card accounts to the credit bureaus monthly for both primary cardholders and authorized users. This helps the authorized user build credit if the account is used responsibly.
Once a person turns 18, they are free to apply for a Bank of America credit card on their own, though they will need some sort of income to have a shot at approval. You can browse the best Bank of America credit cards on WalletHub.
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People also ask
What are the Bank of America credit card requirements?
Bank of America credit cards generally require a credit score of 700 or higher (at least good credit) and enough income to afford the monthly bill payments. You also need an SSN or ITIN and a valid U.S. address, and you need to be at least 18 years old to qualify.
Minimum Bank of America Credit Card Requirements
- Enough income to make the monthly minimum card payment
- Bad credit accepted for...
Can you get a credit card at 17?
You can get a credit card at 17 as an authorized user, but you have to be at least 18 years old to open a credit card account in your own name. When you turn 18 years old, you’ll also need to show that you have your own independent income in order to qualify for your first credit card account. In the meantime, you can begin to build credit as an authorized user, and you can always...
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