Can I get a business credit card with a 480 credit score?

You need a credit score of at least 700 to get one of the best business credit cards. Most premium business credit cards require you to have good or excellent credit to qualify for approval, though business owners with fair credit (640+ credit score), limited credit history, or poor credit can still find decent options. Essentially, business credit cards are available for all credit levels, but the best offers go to those with higher scores.

Note that...

No, you don’t need good personal credit to get a business credit card, as business credit cards are available to applicants with credit scores ranging from bad to excellent. The best business credit cards typically do require a good personal credit score, however, which means you need a credit score of 700+ to qualify.

When you apply for a business credit card, the issuer will evaluate your personal credit history as part of the application process to...

You can get a business credit card in as quickly as 7 days, but it could take up to 24 days. Keep in mind that applying online speeds up the approval process because it’s the most streamlined application method.

Here’s how fast you can get a business credit card:

More specifically, getting approved for a business credit card could take anywhere from less than a minute to a few weeks. Depending on the issuer, you...