Chip Lupo, Credit Card Writer
@CLoop
Yes, you can get a chip-and-PIN card in the U.S. Most credit cards with chip technology issued in the U.S. are considered chip-and-signature cards, though some credit card issuers – such as American Express and Bank of America – have been offering chip-and-PIN cards in the U.S. in recent years.
Best Chip-and-PIN Cards
- Winner: Bank of America® Premium Rewards® credit cardLearn MoreLearn More
- Winner: Bank of America® Premium Rewards® credit cardLearn MoreLearn Moreon issuer's website
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- Cash Back: Bank of America® Unlimited Cash Rewards credit cardLearn MoreLearn More
- Cash Back: Bank of America® Unlimited Cash Rewards credit cardLearn MoreLearn Moreon issuer's website
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- No Foreign Transaction Fees: Bank of America® Travel Rewards credit cardLearn MoreLearn More
- No Foreign Transaction Fees: Bank of America® Travel Rewards credit cardLearn MoreLearn Moreon issuer's website
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- Rates & Fees Terms ApplyAirport Lounges: American Express Platinum Card®Learn MoreLearn Moreon issuer's website
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- Airport Lounges: American Express Platinum Card®Learn MoreLearn More
- Hotel Points: Choice Privileges® Select Mastercard®Learn MoreLearn More
- Hotel Points: Choice Privileges® Select Mastercard®Learn MoreLearn Moreon issuer's website
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- Winner:
- Cash Back:
- No Foreign Transaction Fees:
- Airport Lounges:
- Hotel Points:
Chip-and-PIN cards are more prevalent in Europe and other parts of the world than they are in the U.S. They’re considered more secure than chip-and-signature cards because they require a four-digit personal identification number, rather than a signature, to verify a transaction. To learn more about how chip-and-PIN and chip-and-signature cards work, refer to WalletHub’s EMV chip card guide.
Popular Chip and PIN Credit Cards
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Rewards
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Cash Back
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No Foreign Transaction Fees
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Airport Lounges
People also ask
Can you use chip and PIN in America?
Yes, you can use chip-and-PIN credit cards in America at most merchants. When making purchases at merchants who support chip and PIN technology, you will be prompted to insert your card into the terminal and enter your confidential four-digit PIN.
Even if cash access is not permitted on your card, your PIN will be used to confirm your identity at most chip-activated terminals.
If a merchant does not support chip technology, you will...
read full answer by Tommy S Davidson, WalletHub AnalystDid we answer your question?
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