Chip Lupo, Credit Card Writer
@CLoop
Yes, you can use your Chase credit card before it arrives because Chase gives cardmembers access to their credit card number as soon as they get approved. You can start using your Chase credit card immediately after approval by adding the card details to a digital wallet. To receive access to your Chase credit card information, you must apply online (via desktop or mobile device) or over the phone with a customer service representative.
How to Use a Chase Credit Card Before It Arrives
- Apply for your Chase credit card online (via desktop or mobile device) or over the phone with a customer service representative and wait for a response. Chase will usually let you know if you were approved within minutes.
- Get your 16-digit Chase credit card number.
- Add your new Chase credit card information to a digital wallet, such as Apple Pay, Google Pay and Samsung Pay.
- Use the Chase credit card to pay for purchases through the digital wallet.
The physical credit card that Chase will send you should arrive within 7-10 business days. Keep in mind that the credit card you receive will have the same 16-digit number as the one in your digital wallet, and you can continue to use both in parallel.
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