Milvionne Chery Copeland, Writer
@milvionne_copeland
Yes, you can carry a balance on the Amex Blue Cash cards. With both Blue Cash Everyday® Card from American Express and Blue Cash Preferred® Card from American Express, you don’t have to pay off the balance in full each month since you are only required to make the minimum monthly payment to stay in good standing.
Plus, both cards often offer an introductory 0% APR on purchases and balance transfers, so you can save on interest charges even if you carry a balance early on. That said, you may want to pay off your balance before the 0% APR ends as neither card has a low regular APR.
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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People also ask
Can you carry a balance on Amex Gold?
Yes, you can carry balance on the Amex Gold Card, by using the Pay Over Time feature. American Express may approve or decline Pay Over Time requests based on things like your payment history, current account status, and credit standing. There is also a Pay Over Time limit (see Rates & Fees).
Here’s how the Amex Gold Card Pay Over Time feature works:
Pay Over Time balances carried from month to month will accrue interest at a rate assigned by American Express...
read full answer by Maria Adams, Credit Cards ModeratorDo you have to pay the full balance on the American Express Blue Cash Everday card?
No, you don’t have to pay the full balance on the Amex Blue Cash Everyday card, as it allows you to pay off your purchases and other transactions over time. There is a minimum monthly payment you must make, but you can carry the remaining balance. However, carrying a balance may not always be the best idea, as it leads to interest charges.
If you want to calculate how long it will take to pay off a balance on the Amex Blue Cash Everyday card...
read full answer by Maria Adams, Credit Cards ModeratorCan you carry a balance on Amex?
Yes, you can carry a balance on most Amex credit cards. These cards require only a monthly minimum payment to keep your account in good standing. Some even offer 0% introductory APRs.
Good Amex Credit Cards that Allow You to Carry a Balance
- Rates & Fees Terms ApplyHigh Rewards Rate:
- Rates & Fees Terms ApplyHigh Rewards Rate:
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- Rates & Fees Terms ApplyBonus Rewards:
- Rates & Fees Terms ApplyBonus Rewards:
- Bonus Rewards:
- High Rewards Rate:
- Bonus Rewards:
It's worth noting that there are some Amex cards that you have to pay in full every month. However, even these cards may offer to let you pay for certain purchases over time. But interest...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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