Chip Lupo, Credit Card Writer
@CLoop
The Blue Cash Everyday® Card from American Express interest rate is 19.49% - 28.49% (V), with the exact rate depending on factors such as your income, credit history and existing debt. This Amex Blue Cash Everyday card interest rate is variable, meaning it can change based on certain economic conditions.
The Amex Blue Cash Everyday card also offers new cardholders an introductory interest rate of 0% for 15 months on purchases and 0% for 15 months on balance transfers. Balance transfers are subject to a fee of 3% (min $5). After the card’s intro rate expires, the regular interest rate applies to any remaining balance. In addition, there are a few other Amex Blue Cash Everyday interest rates you should be aware of.
Amex Blue Cash Everyday Interest Rates
- Regular APR: 19.49% - 28.49% (V)
- Intro Purchase APR: 0% for 15 months
- Intro Balance Transfer APR: 0% for 15 months
- Cash Advance APR: 28.74% (V)
The Amex Blue Cash Everyday card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest if you pay your balance in full during that timeframe. Should you decide to carry a balance on your Amex Blue Cash Everyday card, it will accumulate interest daily at the card's regular APR.
If you want to learn more, you can check out WalletHub’s guide on credit card interest rates.
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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