Frieda Reiss, WalletHub Credit Card Analyst
@freiss
Yes, you can get approved for the FIT Mastercard with no credit or even bad credit. The FIT Mastercard is designed for people who are building or re-building credit.
Using the FIT Mastercard will allow you to establish a credit history and build a good credit score over time. But you’ll have to consistently pay your bills on time, maintain low credit utilization, and otherwise manage your account responsibly.
An easy way to track your progress is to sign up for a free WalletHub account. You’ll get free access to your latest credit score and report, personalized credit improvement advice, and 24/7 credit monitoring.
People Also Apply For
People also ask
What kind of card is the Fit Mastercard?
The FIT™ Platinum Mastercard® is an unsecured credit card for people with bad credit or better. It is useful for building credit but does not have other distinctive features like rewards or promotional APRs.
Key Facts About the FIT Mastercard
- Type of credit card: Unsecured card
- Annual fee: $99 intro 1st yr, $125 after
- APR: 35.90% (Fixed)
- Credit accepted: bad credit or better
You can learn more about the various types of credit cards on WalletHub.
read full answer by Chip Lupo, Credit Card WriterWhat are the best Fit Mastercard promotions?
The FIT™ Platinum Mastercard® has no limited-time promotions, but it does not have an increased penalty APR, which is a plus. Cardholders do not need to do anything specific to take advantage of this, as it applies automatically.
While the FIT Mastercard doesn't have any limited-time promotions, that's not unusual for cards targeted to people with bad credit. You may be able to find other cards that have more promotions, though. Check out WalletHub’s editors’ picks for...
read full answer by Chip Lupo, Credit Card WriterDoes the Fit Mastercard build credit?
Yes, the FIT Mastercard may help you build credit, since The Bank of Missouri reports account information to the credit bureaus each month. Making on-time payments and keeping your balance low can help improve your score. On the other hand, missing payments and maxing out your credit limit can hurt your score.
Building credit with a card like this is easy, as long as you make the right moves. Below, we'll break down what you need...
read full answer by Adam McCann, Financial WriterDid we answer your question?
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