Yes, you can overpay your credit card with autopay, but there’s no reason to worry if it happens.
Most commonly, overpaying a credit card happens when you make additional manual payments on top of your autopay. You can also end up paying more than your outstanding balance if you receive a refund between your scheduled monthly payment and the closing of your billing cycle.
If you overpaid your credit card, don’t panic. You can spend the amount you overpaid with during your next billing cycle. This is easy to do if you use your card frequently. If you don’t use your credit card often, it’s better to request a refund by calling the number on the back of your card.
Answer Question
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
