Ryan P Page, Staff Writer
@ryan_page
Yes, you can pay credit card bills over the phone. The 10 largest credit card companies all offer the option to pay your bill by calling the number on the back of your credit card, and most provide an automated system with easy-to-follow prompts to guide you through the process.
How to Pay Your Credit Card Bill by Phone
- Call the phone number for your credit card company’s bill payment department, or the number on the back of your card.
- Provide your card number when prompted, along with your bank account and routing numbers
- Follow the automated instructions and provide information about your payment amount when requested.
- Submit your payment, then confirm it’s processed properly by checking your account online or using the card issuer’s app.
Phone Numbers for Credit Card Payments by Major Issuer
| Credit Card Issuer | Payment Phone Number |
| American Express | |
| Bank of America | |
| Barclays | |
| Capital One | |
| Chase | |
| Citibank | |
| Discover | |
| PNC | |
| U.S. Bank | |
| Wells Fargo |
Paying a credit card bill over the phone is usually free, but there might be a fee for expedited service.
Check out WalletHub’s guide to credit card payments for more information.
People also ask
How do I pay my credit card bill instantly?
The best way to pay your credit card bill instantly is to set up an online account through the issuer’s website and make automatic payments deducted from a checking account.
How to Set Up an Online Account
- Go to the issuer’s website.
- Click on “Sign up”, “Register Now” or something similar, depending on the website. You can usually locate this button below the login box.
- Add your personal information.
- Create your username and password....
Can you pay a credit card with a debit card?
No, you cannot usually pay a credit card with a debit card, at least not directly. However, you can pay a credit card with the bank account that your debit card is linked to, by doing an electronic transfer. Whichever way you choose to pay your credit card bill (online, over the phone, or by mail) there is usually no option to enter any kind of card information as a payment method. That’s among the reasons why...
read full answer by Maria Adams, Credit Cards ModeratorCan someone else pay my credit card bill?
Yes, someone else can pay your credit card bill either through online banking or over the phone –these are the simplest methods. Alternatively, it is possible for someone to pay your credit card bill by sending a check via mail, or in person, by visiting a branch of the bank that issued the credit card.
How to Pay Someone Else’s Credit Card Bill:
- Online: Log in to your online banking and set up the...
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