You can swipe a credit card with a chip, but not in all situations. All credit cards in the United States currently still have magnetic stripes because not all merchants adopted chip technology. If a merchant does not support chip technology, you will swipe your card and sign for your purchase, treating your card as a basic, magnetic stripe card.
However, when making purchases at merchants who support chip technology, you will be prompted to insert your card into the terminal and enter your confidential four-digit PIN.
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