Can you still swipe a credit card with a chip? This question is about Chip and PIN Credit Cards

Can you still swipe a credit card with a chip?

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This question is about Chip and PIN Credit Cards

Alex Wise, WalletHub Credit Cards Analyst

@Alex_Wise • 05/04/20 This answer was first published on 05/04/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can swipe a credit card with a chip, but not in all situations. All credit cards in the United States currently still have magnetic stripes because not all merchants adopted chip technology. If a merchant does not support chip technology, you will swipe your card and sign for your purchase, treating your card as a basic, magnetic stripe card.

However, when making purchases at merchants who support chip technology, you will be prompted to insert your card into the terminal and enter your confidential four-digit PIN.

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