WalletHub, Financial Company
@WalletHub
No, you cannot use the Target Credit Card everywhere. This card can only be used at Target stores, Target.com, and through the Target mobile app. The Target Mastercard, on the other hand, can be used anywhere Mastercard is accepted.
It’s worth noting that potential cardholders do not get to choose which card they apply for. If they apply and get approved, the applicants will get either the Target Credit Card or the Target Mastercard, depending on their credit standing.
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Trist Benley, Member
@tristbenley
Sorry, their store only. It's a store card, that's pretty much the rule for them.
People also ask
What are the best store credit cards that can be used anywhere?
One of the best store credit cards that can be used anywhere is the Amazon Credit Card because it offers 1 - 5 points per $1 spent, plus a $50 Amazon gift card upon approval ($150 for Prime members). The Amazon Credit Card can be used anywhere Visa is accepted.
Some of the Best Store Cards That Can Be Used Anywhere
- Best for Online Shopping:
- Best for Online Shopping:
- Best for Online Shopping:
- Best for Online Shopping:
Initial Bonus: $50 Amazon gift card upon approval ($150 for Prime members)
Ongoing Rewards: 3 points per $1 spent at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases, 2 points per $1 spent at gas stations, restaurants and on local transit and commuting, and 1 point per $1 spent on all other purchases
Annual Fee: $0
Minimum Credit Recommended: Good credit
- Rates & Fees Best for Wholesale Club Purchases:
- Rates & Fees Best for Wholesale Club Purchases:
- Best for Wholesale Club Purchases:
- Best for Wholesale Club Purchases:
Ongoing Rewards: 5% cash back rewards on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter, 3% back on restaurant and eligible travel purchases, 2% back on all other Costco and Costco.com purchases, and 1% back on all other purchases.
Annual Fee: $0, with a paid Costco membership.
... read full answer by Bogdan Roberts, Credit Cards ModeratorCan you use store credit cards anywhere?
No, you usually can’t use store credit cards everywhere, unless they’re linked to a credit card network, such as Visa or Mastercard. But the store cards that are not on a network only work at the merchants they’re affiliated with.
Note that store cards with limited acceptance are easier to get, generally requiring just fair credit for approval. However, the cards affiliated with a retailer that are linked to a specific network tend to have stricter...
read full answer by WalletHub, Financial CompanyCan I use my Target Credit Card in-store without the physical card?
Yes, you can use your Target Credit Card in-store without the physical card. You can add your card in the Target app, and every time you need to pay, you can simply scan the barcode on your phone.
How to Add Your Target Credit Card in the App
- Open the app and select the Wallet tab
- Select Add payment
- Select the plus (+) icon to add a card to your Wallet
- Follow the prompts...
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