Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
No, you cannot get a Capital One balance transfer check as the issuer no longer offers them to customers. Capital One will try to send the balance transfer electronically, if your account is eligible. However, if it’s not possible to send the payment by electronic transfer, a check will be mailed directly to your other lender.
Things to Know About Capital One Balance Transfers
- How to complete a balance transfer: Either log in to your online account to see if you're eligible or call the customer service number you see on the back of your credit card to speak with a representative.
- Information required: Provide the amount of your balance you want to transfer along with the name, account number, and payment address of the other creditor.
- What to keep in mind: Balance transfers will not earn rewards. Also, make sure to pay our credit card and loan payments until the transferred payment has been received by your other creditors.
- Types of balances that you can transfer: Other credit cards, personal loans, student loans, and auto loans are eligible for balance transfers. You will not be able to transfer a balance from another account issued or acquired by Capital One or any of its affiliates or subsidiaries.
It is worth noting that your balance transfer request may take 3-14 days to get approved. Also, if your request is approved, Capital One will process the balance transfer immediately. However, it can take about 15 business days to reach your other creditor.
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