How do you check for Capital One pre-approval?

Capital One’s credit score requirement is limited or bad credit at a minimum, though it depends on the credit card. The best Capital One credit cards overall require a credit score of 700+ for good approval odds, while no minimum credit score is needed to get a starter credit card from Capital One. For example, applicants with limited or bad credit can get the Capital One Platinum Secured card and people with no credit score may be able to get Capital One’s Platinum, QuicksilverOne and Journey cards.… read full answer

If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the issuer’s website. You may also want to check your credit score before you apply for any Capital One card, just so you have a better idea of what to expect.

You can easily check for Capital One pre-approval online. To start, enter your name, date of birth, Social Security number and address. Then, tell Capital One what kind of card you’re looking for and click “See Your Card Offers.” Capital One will then show you which of their cards you seem to be a good fit for, based on a … read full answersoft pull of your credit. The process should take minutes at most, and it won’t affect your credit score.

You may also receive a Capital One pre approval offer by mail. In that case, all you have to do is enter the “Reservation Number” and “Access Code” here to get to the card’s application. The application will be flagged as pre-approved when Capital One reviews it.

If you don’t have an offer yet, don’t worry. Checking online is quick and easy. Just remember that pre-approval doesn’t mean guaranteed approval. It is about as close as you can get, though, considering that most people who are pre-approved get approved when they officially apply.

Here’s how to check for Capital One pre approval online:

1. Go to the Capital One pre approval page.
2. Enter your name, date of birth, Social Security number and address.
3. Select the type of card that appeals to you most: travel rewards, cash back or low interest (or select “not sure”).
4. Rate your credit level: excellent, average or rebuilding.
5. Check the box that indicates you know you’re not submitting an actual credit card application.
6. Click “See Your Card Offers”.

After a few seconds, you should see the Capital One credit cards that you’re pre-approved for, if any. And you’ll be able to apply for one of them right away, if you wish. Capital One offers credit cards to people of all credit levels. So the odds are good that you’ll come away with at least one Capital One pre-approved credit card offer.

Capital One’s credit card requirements state that you must be at least 18 years old with a valid Social Security number and monthly income that exceeds your rent or mortgage payments by at least $425. Applicants also must have a physical address (not a P.O. Box) in the United States. If you’re under 21, you’ll be asked to show proof of your ability to independently make monthly credit card payments.… read full answer

In addition, all applicants must provide an estimated annual income and the sources of that income. This could include salary and wages earned from a full-time or part-time job. Or, it could be self-employment income, interest, dividends, or disability/retirement benefits, among other sources.

Capital One also sets minimum credit requirements for each of its cards. The Capital One Quicksilver Cash Rewards Credit Card, the Capital One® Savor® Cash Rewards Credit Card, the Capital One SavorOne Cash Rewards Credit Card, the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card are among those that require at least a good credit score. But you can qualify for the Capital One Platinum Credit Card, the Capital One QuicksilverOne Cash Rewards Credit Card and the Journey Student Rewards from Capital One with no credit history. The Capital One Platinum Secured Credit Card is designed for people with bad credit.