Capital One Quicksilver travel insurance works on several levels by providing worldwide travel accident insurance, trip cancellation/interruption and lost/damaged luggage reimbursements.
Here are the Capital One Quicksilver travel insurance benefits:
Travel Accident Insurance. Covers cardholders along with their spouse and any unmarried children up to a certain amount in the event of death and several qualifying permanent injuries. Travel fare(s) must be booked with an eligible Capital One Quicksilver card.
Trip Cancellation and Interruption Insurance. Trips cancelled or interrupted for qualifying reasons (such as death, accidental injuries, non-pre-existing illnesses and more) are covered up to a certain amount. Benefit available for Capital One Quicksilver cards issued on the Mastercard network.
Lost, Stolen or Damaged Luggage Reimbursement. You get reimbursements for your lost, stolen or damaged luggage and its qualifying contents, up to a specified amount. You must charge the cost of your trip to your eligible Capital One Quicksilver to be covered by this benefit. Coverage is secondary to any other existing insurance.
Baggage Delay Reimbursement. You get reimbursed up to $100 per day, for three days, when your bags are delayed for more than four hours at a destination other than your primary residence. Coverage includes the purchase eligible essential items such as tickets, documents, contact lenses, eyeglasses, prosthetics, and more. Benefit available for Capital One Quicksilver cards issued on the Mastercard network.
Auto Rental Insurance. You get coverage up to the market value of the eligible renal vehicle for damages incurred through collision or theft. Just make sure you charge all rental costs to your Capital One Quicksilver and decline the car rental agency’s insurance coverage. The coverage is secondary to your own insurance policy.
Filing most Capital One Quicksilver travel insurance claims requires notifying the Benefit Administrator within 20 days of the loss in order to get a claim form. You’ll have 60 to 90 days from the date of the incident to return the form and supplemental documents. The number to call and timeline depend on the benefit and the type of card you have. For specific information on your Capital One Quicksilver travel insurance, just log in to your online account, select your card and click "Read about Card benefits" under the "I Want To" menu. Then match the card type to the one listed on your statement. Capital One travel insurance is provided through the card network, so depending on your type of card, you can call Visa ((800) 847-2911) or Mastercard ((800) 826-2181) for more information.
The Capital One Quicksilver trip cancellation policy covers you if you must cancel or interrupt a trip due to a covered loss. Covered losses include mainly Illness or injury and severe weather but make sure to check the terms that were mailed with your card for the full details.
The policy will pay up to a maximum benefit of $1,500 per trip to reimburse the cardholder for non-refundable expenses incurred.… read full answer
The Capital One Quicksilver extended warranty works by doubling the time period of an eligible manufacturer’s warranty, up to two additional years. It applies to eligible items (up to $10,000) that are purchased with your Capital One Quicksilver. The exact terms of your Capital One Quicksilver extended warranty will depend on whether the card is issued to you as a Visa or a Mastercard. You will be notified of the card’s network prior to applying.… read full answer
Here is how the Capital One Quicksilver extended warranty works:
Overview: Doubles the time period of your eligible manufacturer warranty, up to two years. If your Capital One Quicksilver is a Visa, the time period of your original manufacturer warranty will be doubled, up to one additional year on eligible warranties of three years or less. If your Capital One Quicksilver is a Mastercard, the extended warranty doubles the original manufacturer’s warranty, up to a maximum of two years on eligible warranties of two years or less.
How much is covered: Repairs or replacements of eligible items for no more than the purchase price charged on your Capital One Quicksilver, up to $10,000 coverage per claim.
What is not covered: Excluded items include motorized vehicles, items purchased for commercial use or resale, used/pre-owned items, and computer software.
How to claim: If your Capital One Quicksilver is a Visa, notify your Benefit Administrator at (800) 397-9010 within 60 days of product failure. If your Capital One Quicksilver is a Mastercard, report the claim at (800) 627-8372 within 60 days of product failure. You must submit the claim form received from your Benefit Administrator along with any supporting documentation (such as receipt copies and original warranty) within 90 days from the date of failure for Visa cards and 180 days for Mastercard. Alternatively, you can also use your Card Benefit Services online account for faster filing or to learn more about your extended warranty. Your claim will be verified and the item will be repared or replaced at the discretion of your Benefit Administrator.
To learn more about your card benefits, simply log in to your Capital One Quicksilver online account, select the “I Want To” menu and and click/tap “Read about Card Benefits”.
The best Capital One Quicksilver benefits include travel accident insurance, rental car insurance, extended warranties and a concierge service. The card also offers access to unique experiences, along with virtual card numbers and other security protections.
To top it off, the Capital One Quicksilver card has great cash back rewards and introductory interest rates. That’s why Capital One Quicksilver is one of the best everyday credit cards currently on the market.… read full answer
Here are some of the best Capital One Quicksilver benefits:
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