Maria Adams, Credit Cards Moderator
@m_adams
The Capital One Savor card does not have purchase protection. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.
Although the Capital One Savor card no longer offers purchase protection, applying could still make a lot of sense in the right situation. The Capital One Savor card has extended warranty and price protection. It also has an annual fee of $0. All in all, the Capital One Savor card is a good card for people who don't spend much.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
If you still want to find a good credit card for purchase protection, consider the Slate Edge card or the Chase Sapphire Preferred. Both credit cards have great purchase protection coverage, according to the most recent WalletHub purchase protection study.
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What does the Capital One purchase protection cover?
Capital One purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse eligible Capital One cardholders up to $10,000 per item and up to $50,000 per cardholder. Be aware that not all types of purchases are covered under Capital One purchase protection.
How to File a Purchase Protection Claim with Capital One
- Call the Benefit Administrator at $50,000, or...
What counts towards the Capital One Savor grocery store cash back category?
The Capital One Savor (see details, rates & fees) card enables you to get 3% cash back at grocery stores such as supermarkets, meat lockers, freezers, dairy product stores and specialty markets. Superstores like Walmart and Target are excluded. Capital One checks merchant category codes (MCCs) to identify whether your purchases are part of a certain category.
If your purchases are not under these merchant category codes, keep in mind that Capital One Savor (see details, rates & fees) earns extensive cash back rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, along with 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases). So you’ll get at least 1%...
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