Maria Adams, Credit Cards Moderator
@m_adams
The easiest way you can get a Capital One Venture cash advance is by using your card and 4-digit PIN at any ATM with the Mastercard network logo on it. You can also get a cash advance in person at a local Capital One branch. Select cardholders may also receive access checks from Capital One.
How to Get a Capital One Venture Cash Advance
- ATM: To withdraw cash with your Capital One Venture from an ATM, you will need a PIN. If you don’t have a PIN, call customer service at the number you see on the back of the card to request one. You may also request one through your online account.
- At a branch: You can also get a Capital One Venture cash advance by visiting your nearest Capital One branch. Remember that you will need to present a government-issued photo ID along with your card for a cash advance at a branch.
- Access Checks: You may also be able to get an access check from Capital One. These checks work like regular bank checks except they access your Capital One Venture card’s credit line. You may request one by calling the number you see on the back of the card. Note that these checks are only available to select cardholders.
Keep in mind that the cash advance limits are restricted to a portion of your available credit line. Also, the amounts vary depending on your credit standing.
Why You Should Avoid Capital One Venture Cash Advances
A Capital One Venture cash advance may be an easy source of emergency cash, but the transaction itself is expensive. The Capital One Venture cash advance fee is 5% (min $5). A cash advance from a non-Capital One ATM may cost you additional fees, too. The Capital One Venture cash advance APR is 29.24% (V) and applies to each transaction. Interest accumulates every day starting from the date you withdraw the cash.
Given its high costs, it’s best to avoid making a Capital One Venture cash advance, except for emergencies. If you have to take out a cash advance, it’s important to pay off the balance as soon as you can to minimize the costly interest charges.
Popular Credit Cards from Our Partners
People also ask
What is the Capital One cash advance limit?
The Capital One cash advance limit is equal to a portion of your overall credit limit, and you can find more details on your monthly statement or by calling Capital One customer service. You'll also need to contact customer service to get a PIN if you're getting a cash advance at an ATM.
Key Things to Know About Capital One Cash Advances
- Capital One charges fees and separate interest rates for cash...
How can I get a Capital One cash advance?
To get a Capital One cash advance, use a Capital One credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Capital One customer service at the number on the back of your card to request one.
How to Get a Capital One Cash Advance at an ATM
- Call Capital One customer service...
What's the best cash advance credit card?
The best cash advance credit card is the Star One Visa Signature Rewards Card because it has a $0 cash advance fee and a low cash advance APR (8.75%). Such low cash advance costs are very uncommon, as other cards typically charge cash advance fees of 3% to 5% with an interest rate well over 20%.
Best Cash Advance Credit Cards in 2025
| Card | Cash Advance Fee | Cash... |
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.