WalletHub, Financial Company
@WalletHub
The best cash advance credit card is the PenFed Pathfinder® Rewards Visa Signature® Card because it has a $0 cash advance fee and a low cash advance APR (17.99%). All PenFed cards have 0% cash advance fees and fairly low cash advance APRs. But this is very uncommon for other issuers. Cash advance fees are typically 3%-5%, and cash advance interest rates are usually over 20%.
Best Cash Advance Credit Cards in 2023
Cash Advance Fee: $0
Cash Advance APR: 17.99%
Annual Fee: $95
Min. Credit Required: Good
Cash Advance Fee: $0
Cash Advance APR: 30.41% (V)
Annual Fee: $0
Min. Credit Required: Good
Cash Advance Fee: $0
Cash Advance APR: 8.75%
Annual Fee: $0
Min. Credit Required: Excellent
Cash Advance Fee: 0%
Cash Advance APR: 17.99%
Annual Fee: $0
Min. Credit Required: Good
Cash Advance Fee: $0.5
Cash Advance APR: 16.74% - 18% (V)
Annual Fee: $49
Min. Credit Required: Excellent
Cash Advance Fee: 0%
Cash Advance APR: 16.25% (V)
Annual Fee: $0
Min. Credit Required: Bad
Unfortunately, no credit card offers free cash advances. All credit cards charge interest on cash advances, at least. And that interest always starts accruing the moment you take out the advance. But if you get a card with no fee and pay off the balance right after doing a cash advance, you shouldn’t have to deal with much in the way of extra costs.

2023's Best Credit Cards
Compare Cardsonetray, Member
@onetray
There aren't any good credit cards for cash advances and you should avoid cash advances with credit cards at all costs. They're really expensive. Interest starts building up immediately at high rates.

That's true but if you withdraw is $1,000 (example) and you interest rate is 15% (Penfed and others have it) and you are going to pay total principal plus interest in the first 30 days. The total payment is 1,000 plus interest ($12.32) = $1,032. , total interest cost was 1.23% (32/1000) by $1,000 is really cheap to borrow money.
Anthony Horton, Member
@anthony_horton
PenFed cards are the best as far as cash advances go. That being said, you shouldn't really make a habit out of it, you might find yourself in a world of hurt from fees and interest rates.
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Dodger Bernard, Member
@dodger_bernard
Big bank credit cards that offer cash advances have fairly similar fees and interest rates. That being said, the Capital One Venture Rewards credit card is pretty good.
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