Chip Lupo, Credit Card Writer
@CLoop
To do a balance transfer with the Capital One Venture X card, existing cardholders can request a balance transfer online or by calling customer service at the number on the back of the card.
Capital One Venture X balance transfers usually take 3 to 14 days to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score.
How to Do a Balance Transfer with Capital One Venture X (Existing Cardholders)
- Log in to your Capital One Venture X account.
- Select “Transfer a Balance” from the I Want To... menu.
- Click “Select Offer.”
- Enter the account number(s) and the amount(s) you’d like to transfer.
- Verify your information is correct and submit the application.
Key Things to Know About a Capital One Venture X Balance Transfer
The Capital One Venture X card accepts balance transfers from other credit cards, along with personal loans, student loans and auto loans. The Capital One Venture X card does not allow balance transfers from other Capital One credit accounts.
If you’re transferring a balance to a credit card with an introductory APR on balance transfers, try to pay off the balance before the introductory rate expires. Any balance remaining after that will accumulate interest daily at the card’s regular APR. Using a balance transfer calculator can be a big help.
Capital One Venture X does not charge a transfer fee on balance transfers, unless you are offered a lower introductory transfer APR.
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