Chip Lupo, Credit Card Writer
@CLoop
The CareCredit Credit Card interest rate is 32.99%. The regular CareCredit Credit Card interest rate is fixed, meaning the rate does not change based on economic conditions, like a variable rate would.
The CareCredit Credit Card gives you a 23-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest if you pay your balance in full during that timeframe. Should you decide to carry a balance on your CareCredit Credit Card, it will accumulate interest daily at the card's regular APR.
There is no special APR for cash advances because cash advances are not allowed on the CareCredit Credit Card. The CareCredit Credit Card has a penalty APR, which applies after you make a late payment.
You can learn more by reading WalletHub’s guide to credit card interest rates.
Popular Credit Cards from Our Partners
People also ask
What is 24% apr on a credit card?
A 24% APR on a credit card is higher than the average interest rate for new credit card offers. A 24% APR means that the credit card’s balance will increase by approximately 24% over the course of a year if the cardholder carries a balance the whole time. For example, if the APR is 24% and you carry a $1,000 balance for a year, you would owe around $240 in interest by the end of...
read full answer by Chip Lupo, Credit Card WriterIs a 29.99% APR high for a credit card?
Yes, a 29.99% APR is high for a credit card, as it is above the average APR for new credit card offers. Credit card APRs can be much lower, and some cards offer an introductory 0% APR for a certain number of months, which can save you a lot of money.
Keep in mind that your 29.99% APR should apply only when you carry a balance from month to month. If you pay off your full balance...
read full answer by Chip Lupo, Credit Card WriterHow do I find the interest rate on my credit card?
You can easily find the interest rate on your credit card by looking at your monthly credit card statements, your online account, or your cardmember agreement. Your interest rate will be there in the form of an annual percentage rate (APR). As “annual” implies, an APR is the cumulative interest rate for a whole year, but you can use it to calculate your actual interest charges from day to day or month to month.
How...
read full answer by Christie Matherne, Credit Card WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.