Chip Lupo, Credit Card Writer
@CLoop
There are multiple Chase credit cards with a 0% APR on new purchases, ranging from 0% intro for 12 months to 0% intro for 15 months. The best 0% APR Chase credit card is the Chase Freedom Unlimited® because it offers an intro APR of 0% for 15 months and has a $0 annual fee. Since the average 0% intro APR for new purchases lasts 11 months, the Chase Freedom Unlimited offer is above average.
Chase Credit Cards with 0% APR on Purchases
| Card Name | Intro APR on Purchases | Regular APR |
| 0% for 12 months | 17.24% - 23.24% (V) | |
| 0% for 15 months | 18.74% - 28.24% (V) | |
| 0% for 12 months | 17.24% - 25.24% (V) | |
| 0% for 15 months | 18.74% - 28.24% (V) |
Each Chase 0% APR credit card has a higher regular APR once the intro rate expires. To avoid interest charges, you’ll want to pay off your balance before the regular APR sets in. Before you apply, it’s therefore important to compare 0% APR credit card offers and calculate your savings with WalletHub’s Credit Card Calculator.
Finally, it’s worth noting that Chase offers credit cards with 0% APR on balance transfers, too. It’s best to focus on balance transfer offers if you currently have a lot of credit card debt accruing interest at a high rate.
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People also ask
Does Chase Freedom Flex have a 0% APR?
Yes, the Chase Freedom Flex has an introductory purchase APR of 0% for 15 months after account opening. Once this intro period expires, any remaining balance on the Chase Freedom Flex will be subject to the regular APR of 18.74% - 28.24% (V).
Since the average 0% intro APR for new purchases lasts 11 months, the Chase Freedom Flex offer is above average. The Chase Freedom Flex also has a 0% intro APR for balance transfers, lasting 15 months, with a regular APR of 18.74% - 28.24% (V). It is accompanied by a...
read full answer by Chip Lupo, Credit Card WriterWhat's the Chase Freedom Unlimited 0% APR offer?
Yes, the Chase Freedom Unlimited has an introductory purchase APR of 0% for 15 months after account opening. Once this intro period expires, any remaining balance on the Chase Freedom Unlimited will be subject to the regular APR of 18.74% - 28.24% (V).
Since the average 0% intro APR for new purchases lasts 11 months, the Chase Freedom Unlimited offer is above average. The Chase Freedom Unlimited also has a 0% intro APR for balance transfers, lasting 15 months, with a regular APR of 18.74% - 28.24% (V). It is accompanied by a...
read full answer by Chip Lupo, Credit Card WriterWhat happens when 0% APR ends?
When a 0% APR period ends, the credit card’s regular APR will kick in. That rate will apply to any unpaid balance remaining on the credit card as well as any new purchases made from that point on. The regular APR that applies when a 0% APR period expires tends to be very high, so it’s best not to leave much of a balance for it to affect.
The only exception to this rule...
read full answer by Hector Molina, WalletHub AnalystDid we answer your question?
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