Does Chase have a credit card with no annual fee?

The Chase credit card annual fees depend on the card. Several Chase credit cards come with a $0 annual fee, while others charge up to $795, annually.

Chase applies an annual fee to some of its credit cards to help cover the cost of the cards’ benefits and rewards. For example, the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® card are among the best travel rewards cards on the market. These cards come with annual fees of $95 and $795, respectively. There’s...

Credit cards with annual fees are worth it when they offer rewards and perks that save you more money than you pay in fees. Having a card with an annual fee is an especially wise move when it will save you more than the best offer without an annual fee. When that stops being true, you can close the account.

You can also use your credit score to help you decide. If you’re new...

You do not get charged extra if you don’t use your credit card. But if the card has an annual fee or any other regularly-occurring fees, those will be charged to your account even if you don’t use your credit card to make purchases. You cannot be charged an inactivity fee, however, because the Federal Reserve Board banned inactivity fees in 2010. And as long as your balance is $0, you won’t be charged interest.

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