Chip Lupo, Credit Card Writer
@CLoop
Yes, Chase does have pre-approval. Chase has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Chase credit cards before they actually apply for one. Current Chase customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Chase will send people pre-approved offers for a specific credit card in the mail.
Getting pre-approved for a Chase credit card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.
How to Check for Chase Pre-Approval Online
- Click “on the pre-approval page” on the Chase website.
- Log in to your Chase account.”
- Enter your full name, address, and the last 4 digits of your Social Security number.
- Click “Find My Offers” to view any pre-approved offers.
If you have pre-approved offers, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a pre-approved offer in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Chase to flag the application as pre-approved.
Chase pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for any Chase card, Chase will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.

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