You can easily check your Chase credit card pre-approval status online. The tool on Chase’s website will tell you which, if any, Chase credit card you’re pre-approved for. And getting pre-approved means you have a roughly 90% chance of actually getting approved for an account when you officially apply. You can also inquire about a Chase credit card pre-approval review at any Chase Bank branch. Or you might simply receive a pre-approved offer in the mail. In any case, you’ll get a special “invitation number” to use when applying.
Online is naturally the fastest and most convenient method. But we’ll explain all three options in greater detail because there are some specifics you should be aware of.
Chase Credit Card Pre Approval Options
You can see any and all Chase cards you’re pre-approved for in a matter of minutes. Just go to Chase’s pre-approval page and enter your name, your address, and the last four digits of your Social Security Number (SSN). Then click the box acknowledging you understand that you’re not applying for a card and that this check won’t hurt your credit. Lastly, click “Find My Offers,” and you’ll see any cards you’ve been pre-approved for. If you see something you want to apply for, you’ll be able to do so immediately. It’s very likely you’ll be approved if you were pre-approved, but it’s not guaranteed.
Go to your local Chase Bank branch and ask the teller about credit card pre-approval. If you’re not a Chase customer already, you’ll have to give the same information that you would for the web check.
Chase, like other major credit card issuers, mails pre-approved offers to people who meet the general criteria they’re looking for in a cardholder. If you receive one, you can fill out the enclosed application and send it back to Chase. Or, you can apply online using the “invitation number” provided. But keep in mind that this only allows you to see one offer, whereas the other methods allow you to see multiple cards that you can apply for.
Chase credit card pre-approval can be very helpful, allowing you to avoid applying for cards that you have no chance of being approved for, minimizing the number of hard inquiries on your credit report, and saving you time searching for the right card for your needs. But it’s worth noting that all of Chase’s credit cards currently require at least good credit for approval. So you may want to check your latest credit score for free on WalletHub, too.