Maria Adams, Credit Cards Moderator
@m_adams
The Chase foreign transaction fee for credit cards is either $0 or 3% of each transaction in U.S. dollars, depending on which credit card you get. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant.
Chase Credit Cards with No Foreign Transaction Fees
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- J.P. Morgan Reserve Credit Card
- Ink Business Preferred® Credit Card
- Ink Business Cash® Credit Card
Chase Credit Cards with Foreign Transaction Fees
- Chase Freedom Flex℠
- Chase Freedom Unlimited®
- Chase Slate Edge℠
- Chase Freedom® Student credit card
- Ink Business Unlimited® Credit Card
In general, Chase cards that have annual fees don’t have foreign transaction fees, and vice-versa. If you’re a frequent traveler, not having to pay fees abroad probably outweighs the cost of an annual fee.

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Compare CardsNatalie Pressman, Member
@natalie_p
The Chase Sapphire Preferred and the Chase Sapphire Reserve cards have no foreign transaction fees, but they both have annual fees.
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