What is the Chase Freedom Flex foreign transaction fee? This question is about the Chase Freedom Flex℠

What is the Chase Freedom Flex foreign transaction fee?

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This question is about the Chase Freedom Flex℠

Keyaira Sutton, WalletHub Analyst

@keykey • 04/29/22 This answer was first published on 10/20/20 and it was last updated on 04/29/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Chase Freedom Flex foreign transaction fee is 3% of each transaction in U.S. dollars. This means that every Chase Freedom Flex purchase made with a foreign merchant will have this extra surcharge added to the total cost. The foreign transaction fee applies to both in-person and online purchases. Because of this fee, Chase Freedom Flex isn’t an ideal card to use abroad.

Other Chase Freedom Flex Fees to Keep in Mind

In addition to the 3% of each transaction in U.S. dollars foreign transaction fee, Chase Freedom Flex has a few other fees that are worth mentioning. The balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). The cash advance fee is: Either $10 or 5% of the amount of each transaction, whichever is greater. On the bright side, the card has a $0 annual fee.

If you’re looking for a good Chase card to use while traveling abroad, you might consider Chase Sapphire Preferred® Card, the Marriott Bonvoy Bold® Credit Card or the Chase Sapphire Reserve®. Ultimately, you can check our editors’ latest picks for the best no foreign transaction fee credit cards on the market to weigh your options.

Answer Question

How much is the Chase foreign transaction fee for credit cards?

The Chase foreign transaction fee for credit cards is either $0 or 3% of each transaction in U.S. dollars, depending on which credit card you get. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant.... read full answer

Chase Credit Cards with No Foreign Transaction Fees

Chase Sapphire Preferred® Card

Chase Sapphire Reserve®

J.P. Morgan Reserve Credit Card

Ink Business Preferred® Credit Card

Ink Business Cash® Credit Card

Chase Credit Cards with Foreign Transaction Fees

Chase Freedom Flex℠

Chase Freedom Unlimited®

Chase Slate Edge℠

Chase Freedom® Student credit card

Ink Business Unlimited® Credit Card

In general, Chase cards that have annual fees don’t have foreign transaction fees, and vice-versa. If you’re a frequent traveler, not having to pay fees abroad probably outweighs the cost of an annual fee.

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How much is the Chase Freedom Unlimited foreign transaction fee?

The Chase Freedom Unlimited foreign transaction fee is 3% of each transaction in U.S. dollars. This fee applies to transactions made both in person and online.

So, if you plan on spending a lot of money overseas or at foreign-based merchants, it can really add up quickly. Hence, you’re better off using Chase Freedom Unlimited for your everyday purchases and getting a second card with no foreign transaction fee for your foreign purchases.... read full answer

You can check out our editors' latest picks for the best no foreign transaction fee credit cards on the market to see which one suits your needs better.

Ultimately, there are credit card issuers, such as Capital One, that do away with foreign transaction fees altogether. Plus, there are $0 foreign fee credit cards available to people of all credit levels, from bad credit to excellent credit. So, there is no reason why you should ever pay extra when buying something from abroad.

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