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You can add a Chase Freedom Unlimited authorized user through your online account or over the phone at (800) 945-2000. You’ll just have to provide the authorized user’s full name, address, and date of birth and they will immediately be added to the account. Authorized users should receive their card in 7-10 business days.
How to Add a Chase Freedom Unlimited Authorized User
- Log in to your online account.
- From the “Accounts” tab, select the account you want to add an authorized user for.
- Click “More…” and navigate to the “Account services” option.
- From the “Account services” dropdown menu, select “Add an authorized user”.
- Fill out the form with the authorized user’s details (full name, date of birth, address).
- Submit the form by clicking “Add authorized user”.
There are no age restrictions for authorized users on the Chase Freedom Unlimited, and there’s no cost to add one. There’s no limit to the number of users you can add to your card, either. But the primary cardholder must have an authorized user’s consent in order to add them to the account. Once added, the authorized user may receive a card linked to the account, at the primary cardholder's discretion.
Things to Know About Chase Freedom Unlimited Authorized Users
The purchases made by authorized users on your Chase Freedom Unlimited will earn rewards as per the card’s terms. But keep in mind that the primary cardholder is responsible for paying off all transactions authorized users make with the card. Also, any account activity that Chase reports to the major credit bureaus will affect all account users’ credit reports.
Authorized users cannot make any changes to your account information, request credit limit increases, or add other authorized users. Either the primary cardholder or the authorized user can request removal from the account at any time.
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People also ask
How do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call the customer service phone number on the back of your card or make the request through your online account. You can also mail your request to the issuer, though it would be much slower. Either the primary cardholder or the authorized user can request removal.
You will need to provide the card number, the primary cardholder’s name, and the authorized user’s name. Some credit card...
read full answer by WalletHub, Financial CompanyIs there a minimum age for an authorized user on a credit card?
No, there is no legally required minimum age for an authorized user on a credit card. That’s because authorized users aren’t entering into any kind of contract or borrowing money in their own name. As a result, many issuers do not have age requirements when it comes to authorized users. This means you could even make a newborn an authorized user on your account if you want to. Just note that some credit card companies have...
read full answer by WalletHub, Financial CompanyWhat are the pros and cons of adding an authorized user to a credit card?
The pros of adding an authorized user to a credit card outweigh the cons in most cases. The primary pro of adding an authorized user to an account is that it allows the authorized user to build credit, while the biggest con is that you are responsible for any purchases the authorized user makes.
Fortunately, there are ways to manage the downsides of this arrangement. For one thing, you don’t have to give the authorized...
read full answer by Ryan P Page, Staff WriterDid we answer your question?
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