The Chase Freedom Unlimited credit score requirement is 750+, or excellent credit. It may be possible to get the Freedom Unlimited card with a slightly lower score, such as 700+, especially if you have a lot of income and little debt. But the higher your credit score is, the better your approval odds will be.
It takes more than just meeting the credit score requirement to get approved, though. You also need a steady income, enough to handle a $500 minimum credit limit. And Chase will take a look at other factors like your housing status, the debts you owe, the number of cards you have open and more. You won’t be approved for the Freedom Unlimited card if you have an active bankruptcy. And to apply in the first place, you’ll need to be at least 18 years old with a U.S. mailing address and a Social Security number.
If you don’t meet the Chase Freedom Unlimited credit score requirement yet, you may want to wait a few months before applying. Or, you could go for one of Chase’s credit cards for good credit (700+ score), such as the IHG Rewards Club Premier card or the Southwest Rapid Rewards Priority card.
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