Does Chase Ink Preferred offer rental car insurance?

The Ink Business Preferred® Credit Card offers rental car insurance as a free benefit. Chase Ink Preferred rental car insurance covers physical damage or theft of the covered rental vehicle, valid loss-of-use charges assessed by the rental company, and reasonable and customary towing charges. Cardholders are covered up to the actual cash value of most rental vehicles. To get the coverage, a cardholder must decline the rental agency’s insurance and pay for the rental entirely with a Chase Ink Preferred credit card.

Key Things to Know About Chase Ink Preferred Rental Car Insurance

• Coverage Amount. Up to the actual cash value of most rental vehicles.
• How Long You’re Covered. The Chase Ink Preferred rental car insurance benefit covers domestic rentals up to 31 days.
• Coverage For Rental Vehicles in Another Country. Chase rental car insurance covers eligible cardholders for 31 days when renting vehicles in another country.
• Not All Vehicles Or Incidents Are Covered. The Chase Ink Preferred rental car insurance benefit does not cover expensive, exotic, or antique automobiles, cargo vans, and others. Coverage also does not apply to certain incidents such as injury of anyone or damage to anything inside or outside the rental vehicle, loss or theft of personal belongings, personal liability, and more.

Chase Rental Car Insurance Claims

To file a Chase Ink Preferred rental car insurance claim, call the Benefit Administrator at 1-888-320-9956 or visit the card’s benefits website to obtain a claim form. You will need to submit the claim form, along with any requested supporting documents – such as the completed and signed claim form, a copy of your receipt or monthly billing statement showing the rental purchase on your card, and written confirmation that the rental was primarily for business purposes, among others – no later than 100 days after the incident. You should receive payment from the Benefits Administrator within 15 days after receipt of all documents and the validation of your claim.