How long does it take to get approved for Chase Sapphire Preferred?

You can get approved for a Chase credit card instantly. If not, you will most likely receive a decision within 7-10 business days. In some cases, however, it can take Chase up to 30 days to make a ruling.

After applying, you can check your status online or by contacting customer service at … read full answer(888) 338-2586.

How to check your Chase credit card application status online:

• Log in to your Chase Online account with your username and password.
• Find “Customer Center” at the top and click on it.
• Locate the section that says “Open a New Account” on the right side of the page.
• Click on “Check my application status.”
• View your application(s). You’ll be able to see whether they’re pending, approved, or denied.

If you don’t have an account yet, just click the “New To Chase Online?” button below the login area. You’ll be able to make an account by entering your application number and SSN.

In case your application has been denied, you can ask Chase to reconsider your application by calling (888) 270-2127.

You need a 700+ credit score for Chase Sapphire Preferred approval. That means applicants generally need at least a “good” credit score to qualify for the Chase Sapphire Preferred® Card, though it’s possible to get approved with a lower score and a higher score may increase the odds.

It’s important to note that while your credit score is an important factor in determining whether or not you will be approved for Chase Sapphire Preferred, there are plenty of other things that will impact the decision, too. Some other important criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, housing status and more. … read full answer

If you’d like to see where your credit stands, and thus get a rough sense for your approval odds, you can always check your latest credit score for free on WalletHub.

If you don’t think you have what it takes to meet the Chase Sapphire Preferred credit score requirement, the good news is there are plenty of great rewards credit cards for people with good, fair, limited and even bad credit. You can check out WalletHub’s review of 2022’s best rewards cards for each credit level to learn more.

But if you’re confident that your approval odds are high, you can go ahead and get started on your Chase Sapphire Preferred application.