How long does it take to get approved for Chase Sapphire Preferred?

You can get approved for a Chase credit card instantly. If not, you will most likely receive a decision within 7-10 business days. In some cases, however, it can take Chase up to 30 days to make a ruling.

After applying, you can check your status over the phone at ... read full answer(888) 609-7805. At the moment, there is no option to check the status of your application online. You may not like what you learn when you check your application status. But those who get denied can still ask Chase to reconsider by calling (888) 270-2127.

Applicants for the Chase Sapphire Preferred card need a credit score of 700 or higher for good approval odds. This card requires at least good credit to qualify, and the higher your credit score is, the better your approval odds will be.

You can check your latest credit score for free on WalletHub to see where you stand.... read full answer

It’s important to note that while your credit score is an important factor in determining whether or not you will be approved for Chase Sapphire Preferred, there are plenty of other things that will impact the decision, too. Some other important criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, monthly housing payment, and more.

It can be hard to qualify for the Chase Sapphire Preferred® Card card. But this card is worth getting, especially due to its generous bonus rewards on travel and dining.

Chase Sapphire Preferred Rewards & Perks

The Chase Sapphire Preferred card also comes with several benefits, including different types of travel insurance, extended warranty protection, and purchase protection.

What to Do If You Get Rejected for Chase Sapphire Preferred

If you get rejected for Chase Sapphire Preferred, you can call Chase’s reconsideration line at (888) 270-2127. Just bear in mind that you’ll typically have a shot at overturning a denial only if you can prove that your financial profile is better than it appeared on your initial application.

If this doesn’t work or if you don’t think you have what it takes to meet the credit score requirement, you’re still not out of options. There are plenty of great rewards credit cards for people with good, fair, limited and even bad credit. You can check out WalletHub’s review of 2023’s best rewards cards for each credit level to learn more.