It takes 7-10 business days to get approved for Chase Sapphire Preferred, when an applicant does not receive instant approval. Once approved, applicants should receive their new Sapphire Preferred card in the mail in about one or two weeks. To get 72-hour expedited shipping, call Chase customer service at 1 (800) 432-3117. The service is free but only available upon request.
Chase credit card approvals take anywhere between 2 seconds to 5 business days. Obviously, it depends on your credit score (your entire report in fact). Whatever the case, as soon as they have a decision, they'll notify you, so you don't need to worry too much about it.
You need a 700+ credit score for Chase Sapphire Preferred approval. That means applicants generally need at least a “good” credit score to qualify for the Chase Sapphire Preferred® Card, though it’s possible to get approved with a lower score and a higher score may increase the odds.
It’s important to note that while your credit score is an important factor in determining whether or not you will be approved for Chase Sapphire Preferred, there are plenty of other things that will impact the decision, too. Some other important criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, housing status and more. … read full answer
If you don’t think you have what it takes to meet the Chase Sapphire Preferred credit score requirement, the good news is there are plenty of great rewards credit cards for people with good, fair, limited and even bad credit. You can check out WalletHub’s review of 2021’s best rewards cards for each credit level to learn more.
But if you’re confident that your approval odds are high, you can go ahead and get started on your Chase Sapphire Preferred application.
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