Paddy Sullivan, WalletHub Credit Card Analyst
@PaddySully
Yes, Chase Sapphire Reserve is a metal card. There’s no plastic version, so there’s no need to specifically request the card in metal when you apply. That’s what you’ll automatically get if you’re approved for an account.
It is worth noting that the Chase Sapphire Reserve card’s annual fee is $795. So, you really need to decide whether its terms make it worthwhile for you, metal aside.
Reasons to get the Chase Sapphire Reserve card:
- High initial bonus: 125,000 points for spending $6,000 in the first 3 months.
- Annual travel credit: You will receive a $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Ongoing rewards: With this card, you can earn 8 points per $1 spent on purchases made through Chase Travel℠ (including The Edit℠), 4 points per $1 on direct bookings with airlines and hotels, 3 points per $1 on dining, and 1 point per $1 on all other purchases.
- Travel insurance: Chase Sapphire Reserve gives travel accident insurance, trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, and more.
- Other perks: You have access to 1,300+ airport lounges worldwide after enrolling in Priority Pass Select (one-time enrollment). Plus, you’ll also receive an application fee credit of up to $120 every four years for Global Entry, NEXUS, or TSA PreCheck.
Keep in mind that you shouldn’t apply for the Chase Sapphire Reserve card just because it’s made of metal. Whether you should apply for the Chase Sapphire Reserve depends on how much you travel. That’s because frequent flyers will get enough value out of the Chase Sapphire Reserve perks to make the card’s annual fee worth it. If that’s the case for you, the metal card is just the icing on the cake.
You should also remember that the Chase Sapphire Reserve card is not the only metal option out there. The Chase Sapphire Preferred® Card, the American Express Platinum Card®, and the Capital One Venture Rewards Credit Card all come in metal. So, before getting a metal card, make sure it fits your individual needs and budget.
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Patrick ODonnell, Member
@TheDooD
I actually just received a plastic Sapphire Reserve in the mail yesterday.
I didn’t request this, and my current card (metal) doesn’t expire for three more years.
The only diff (besides being plastic) is that the new plastic card has tap to pay, where my current metal card does not.
I plan on reaching out to chat to see why they are sending me a plastic card that I didn’t ask for, and don’t want/need.
UPDATE
Actually, I was incorrect. My mother got my mail, I asked her to open it, and she was mistaken in thinking it was plastic.
Malcolm Camps, Member
@malcolm_camps
Yes, all Chase Sapphire Reserve cards are metal, with a blue finish. They look pretty neat.
Casey Faber, Member
@caseyf_10
Yes, it's metal from the start, so you don't need to worry, It'll be cool-looking without any effort.
People also ask
What are my Chase Sapphire Reserve approval odds?
Your Chase Sapphire Reserve approval odds are good if you have a credit score of 750+, which is considered excellent credit. Approval odds for the Chase Sapphire Reserve will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Chase Sapphire Reserve Approval Odds
- Excellent credit
- Enough income to pay credit card...
How do I get a custom metal credit card?
You can get a custom metal credit card by sending your plastic to a company that will convert it to metal. There are many third-party vendors that offer this kind of service, such as Lion Card and Metal-CreditCard.com.
How to Get a Custom Metal Credit Card
- Find a trustworthy third-party vendor:
Both Metal-CreditCard.com and Lion Card have been in business for more than 8 years and have mostly positive reviews. In addition, they both...
Is there a way to get the Chase Sapphire Reserve annual fee waived?
The only surefire way to get the $795 annual fee of the Chase Sapphire Reserve waived is if you’re an active servicemember. As long as Chase can confirm your active duty status, they won’t charge you any fees. Otherwise, your odds of getting a Chase Sapphire Reserve annual fee waiver are not very high. However, it’s worth trying.
There are a few details you should be aware of before calling and asking for a fee waiver, though. And...
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